<!-- WEB FONTS -->
	<link href="https://fonts.googleapis.com/css?family=Oswald:400,700" rel="stylesheet">

	<style type="text/css">

	[style*="Oswald"] {
	  font-family: 'Oswald', Tahoma, Arial !important;
	}
	[style*="Oswald-Bold"] {
	  font-family: 'Oswald', Tahoma, Arial !important;
	  font-weight:700;
	}
	</style>

	<!--[if gt mso 9]>
	<style type="text/css">
		[style*="Oswald"] {font-family: 'Oswald', Tahoma, Arial !important;}
		[style*="Oswald-Bold"] {font-family: 'Oswald-Bold', Tahoma, Arial !important;}
	</style>
	<![endif]-->

	<style type="text/css">
	* {
	  -webkit-text-size-adjust: none;
	}

	/* prevent iOS font upsizing */
	.ExternalClass * {
	  line-height: 100%;
	}

	/* force Outlook.com to honor line-height */
	td {
	  mso-line-height-rule: exactly;
	}

	a[x-apple-data-detectors] {
	  color: inherit !important;
	  text-decoration: none !important;
	  font-size: inherit !important;
	  font-family: inherit !important;
	  font-weight: inherit !important;
	  line-height: inherit !important;
	}

	/* CTA hover effect */
	.hoverPrimaryCTA:hover {
	  background-color: #ffffff !important;
	  color: #a1784d !important;
	}
	.hoverPrimaryCTA:hover a {
	  border-color: #a1784d !important;
	  background-color: #ffffff !important;
	  color: #a1784d !important;
	}
	.hoverSecondaryCTA:hover {
	  background-color: #a1784d !important;
	  color: #ffffff !important;
	}
	.hoverSecondaryCTA:hover a {
	  border-color: #ffffff !important;
	  background-color: #a1784d !important;
	  color: #ffffff !important;
	}
	.hoverTertiaryCTA:hover {
	  color: #000000 !important;
	  background-color: #ffffff !important;
	}
	.hoverTertiaryCTA:hover a {
	  border-color: #ffffff !important;
	  background-color: #ffffff !important;
	  color: #000000 !important;
	}

	/*** Responsive CSS ***/
	@media only screen and (max-width: 414px) {
	/*** Layout ***/
	body {
	  width: 100%;
	  min-width: 100%;
	  position: relative;
	  top: 0;
	  left: 0;
	  right: 0;
	  margin: 0;
	  padding: 0;
	}
	.marginFix {
	  position: relative;
	  top: 0;
	  left: 0;
	  right: 0;
	}
	.full-width-container {
	  width: 100% !important;
	  min-width: 320px !important;
	}
	.full-width-container-inner {
	  width: 100% !important;
	  min-width: 100% !important;
	  padding: 0px 10px 0px 10px !important;
	}
	.hide {
	  width: 0px !important;
	  height: 0px !important;
	  display: none !important;
	}
	.display {
	  display: block !important;
	}
	.show {
	  display: table-cell !important;
	  height: auto !important;
	  max-height: inherit !important;
	  overflow: visible !important;
	  float: none !important;
	}
	.show img {
	  width: auto;
	  display: block !important;
	  height: auto;
	  margin: 0 0 0 0 !important;
	}
	.full-width {
	  width: 100% !important;
	  min-width: 100% !important;
	}
	.responsiveCell {
	  width: 100% !important;
	  display: block !important;
	}
	.stackTbl {
	  width: 100% !important;
	  display: table !important;
	}
	.stackTblMarginTop {
	  width: 100% !important;
	  display: table !important;
	  margin-top: 60px !important;
	}
	.stackTblMarginTop40 {
	  width: 100% !important;
	  display: table !important;
	  margin-top: 40px !important;
	}
	.stackTblMarginTop20 {
	  width: 100% !important;
	  display: table !important;
	  margin-top: 20px !important;
	}
	.center {
	  margin: 0px auto !important;
	  text-align: center !important;
	}
	.align-center {
	  text-align: center !important;
	}
	.alignLeft {
	  text-align: left !important;
	}
	.autoHeight {
	  height: auto !important;
	}
	.height380 {
	  height: 380px !important;
	}
	.height320 {
	  height: 320px !important;
	}
	.height20 {
	  height: 20px !important;
	}	
	.height414 {
	  height: 414px !important;
	}
	.showme {
	  display: block !important;
	  width: auto !important;
	  overflow: visible !important;
	  float: none !important;
	  max-height: inherit !important;
	  max-width: inherit !important;
	  line-height: auto !important;
	  margin-top: 0px !important;
	  visibility: inherit !important;
	}
	.noborder {
	  border: none !important;
	}

	/*** Padding Styles ***/
	.padding0 {
	  padding: 0px !important;
	}
	.padding40 {
	  padding: 40px 40px 40px 40px !important;
	}
	.topPadding0 {
	  padding-top: 0px !important;
	}
	.topPadding5 {
	  padding-top: 5px !important;
	}
	.topPadding10 {
	  padding-top: 10px !important;
	}
	.topPadding20 {
	  padding-top: 20px !important;
	}
	.topPadding30 {
	  padding-top: 30px !important;
	}
	.topPadding40 {
	  padding-top: 40px !important;
	}
	.topPadding50 {
	  padding-top: 50px !important;
	}
	.bottomPadding0 {
	  padding-bottom: 0px !important;
	}
	.bottomPadding5 {
	  padding-bottom: 5px !important;
	}
	.bottomPadding10 {
	  padding-bottom: 10px !important;
	}
	.bottomPadding20 {
	  padding-bottom: 20px !important;
	}
	.bottomPadding30 {
	  padding-bottom: 30px !important;
	}
	.bottomPadding40 {
	  padding-bottom: 40px !important;
	}
	.bottomPadding50 {
	  padding-bottom: 50px !important;
	}
	.rightPadding0 {
	  padding-right: 0px !important;
	}
	.rightPadding10 {
	  padding-right: 10px !important;
	}
	.rightPadding20 {
	  padding-right: 20px !important;
	}
	.rightPadding30 {
	  padding-right: 30px !important;
	}
	.leftPadding0 {
	  padding-left: 0px !important;
	}	
	.leftPadding10 {
	  padding-left: 10px !important;
	}
	.leftPadding20 {
	  padding-left: 20px !important;
	}
	.leftPadding30 {
	  padding-left: 30px !important;
	}
	.mobileSidePadding10 {
	  padding-left: 10px !important;
	  padding-right: 10px !important;
	}	
	.mobileSidePadding20 {
	  padding-left: 20px !important;
	  padding-right: 20px !important;
	}
	.mobileSidePadding30 {
	  padding-left: 30px !important;
	  padding-right: 30px !important;
	}

	/*** Mobile Font Size ***/
	.fontSize36 {
	  font-size: 36px !important;
	  line-height: 40px !important;
	}
	.fontSize25 {
	  font-size: 25px !important;
	  line-height: 29px !important;
	}
	.fontSize20 {
	  font-size: 20px !important;
	  line-height: 24px !important;
	}

	/*** Text/Divider/Image Styles ***/
	.noBackground {
	  background: none !important;
	  height: auto !important;
	}
	.blackBackground {
	  background-color: #000000 !important;
	  height: auto !important;
	}
	.fullWidthImg {
	  width: 100% !important;
	  height: auto !important;
	  min-width: 100% !important;
	}

	/* IMAGE SWAPS */
	.imgReplaceHeaderLogo {
	  background-image: url(http://media.4at5.net/email_domains/yrd/229534/images/YHLogo_200x87_m.png) !important;
	  width: 150px !important;
	  height: 65px !important;
	  /* update height here */
	  background-size: cover !important;
	  background-position: center top !important;
	  background-repeat: no-repeat !important;
	  display: block !important;
	}

	/* background image resize scalable height */
	.imgReplaceF6 {
	  background-image:url(http://media.4at5.net/email_domains/yrd/247122/images/mhero-new.jpg) !important; 
	  width:100% !important; 
	  /* update height here */
	  height:320px !important;
	  background-size:cover !important;
	  background-color:#666666 !important;
	  background-position:center top !important;
	  background-repeat:no-repeat !important;
	  display:block !important;
	}
	.imgReplaceS8 {
	  background-image:url(http://media.4at5.net/email_domains/yrd/247122/images/m2ndmod.gif) !important; 
	  width:100% !important; 
	  /* update height here */
	  height:auto!important;
	  background-size:cover !important;
	  background-color:#666666 !important;
	  background-position:center top !important;
	  background-repeat:no-repeat !important;
	  display:block !important;
	}

	/*** navigation ***/
	.footer-nav {
	  padding: 0px 5px 0px 5px !important;
	}
	/*** END Responsive CSS ***/
	}

	
	</style>