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Get 1.99% APR on purchases less than $25!1

Re: Your U.S. Bank Visa® credit card ending in `acctLast4` with Credit Limit [$YY,YYY]

Dear `fullName`,

As a valued cardmember, we’re pleased to offer you a special, money-saving reward for using your U.S. Bank [Product Name] credit card – for everyday purchases!

Get a low 1.99% APR on purchases less than $25 between August 1 and September 15, 2008.

There’s never been a better time to use your U.S. Bank [Product Name] credit card. So, treat yourself to morning coffee, lunch or a round of ice cream cones! Also, don’t forget that the competitive rate on larger purchases makes your card a flexible way to take that special summer vacation or fix up your home.

Whatever your plans – small or large – we hope that you take advantage of this special offer.

Terms and Conditions
1Your promotional daily periodic rate of 0.0055% (corresponding 1.99% ANNUAL PERCENTAGE RATE) will be applied to qualifying purchases less than $25 made between August 1 and September 15, 2008 as outlined in this offer.

This promotional rate:

  • Will be applied to qualified purchases through the closing date of the billing cycle that ends in September 2009.
  • Does not apply to cash advances, balance transfers and convenience checks.
  • Is for the use of this promotion only and is not a permanent change in terms.
  • Cannot be used to make payments on U.S. Bank accounts.
  • Is applied to qualifying purchases based upon the date and time in which they post to your account; note that the date and time a purchase posts to your account differs from the date and time a purchase is actually made.
  • Is only valid for the Cardmember and Visa Account indicated above and is non-transferable.

We may change APRs, fees and other Account terms in the future as provided under the Cardmember Agreement and applicable law. Your account must remain open, have available credit and be current (no minimum payment past due) to qualify. The rate will end early and increase to the current applicable APR if your Account is delinquent, over the limit or closed. We apply payments to balances with lower APRs, including promotional APRs, before balances with higher APRs. The variable APR for purchases or any Delinquency Rate then in effect will apply to any outstanding balances after the promotional period ends.

To ensure that you continue to receive email from us, please add us to your Address Book (1800USBanks@usbank-email.com). Thank you.

You are receiving this email as a courtesy from U.S. Bank. Please know that you can modify your preferences or be removed from our mailing list at any time. View the U.S. Bank Privacy Pledge. We will never send you an email asking for personal information. Learn more at usbank.com.

The creditor and issuer of your U.S. Bank credit card is U.S. Bank National Association ND, P.O. Box 6352, Fargo, ND 58125-6352.

U.S. Bank · EP-MN-L28M · 200 South 6th Street · Minneapolis, MN 55402

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