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Upgrade to the Visa(R) Platinum Card. YOU'VE EARNED IT! Request Now.
   
`FULL_NAME_1`
`PORTFOLIO_NAME` `COPYRIGHT_NAME`
Card ending in: `LAST4`
  `PORTFOLIO_NAME` `COPYRIGHT_NAME`  
Congratulations! You have worked hard to build a strong credit history – you qualify to upgrade your current `EMAIL_PRTNR_LNAME` Secured Visa® card to the `EMAIL_PRTNR_LNAME` Visa® Platinum card.

Use offer code 68364 to request your no annual fee Visa® Platinum card by May 15, 2015:

Enroll online at myaccountaccess.com/upgrade
OR
Call 800-503-1675

By choosing to upgrade your account, the following will take place:¹

 •  Your Secured credit card and the Secured Savings Account associated with it will be closed and the funds, plus interest, will be mailed to you via check within 10-14 business days.
 •  Any existing balance on your Secured card will be transferred to your new Visa Platinum account.
 •  Your annual fee will change from $35 to $0; all other terms, including APR, will remain the same.¹
 •  Your new card will come with a new account number and expiration date. To ensure no interruption to recurring payments, please update your service providers.

Continue enjoying the benefits you've come to expect, like Zero Fraud Liability², Online Banking and Bill Pay, plus much more.

Thank you for being a `EMAIL_PRTNR_LNAME` cardmember. We hope you enjoy your new account.

Cardmember Service
 
1 Your Account must remain open and in good standing (no minimum payment past due) to qualify. If, for any reason, the upgrade cannot be approved, your Secured credit card account and Secured Savings Account will remain open, and you will receive a letter within 7-10 days informing you of the reason we could not upgrade your account. Your current Account Cardmember Agreement will be replaced by your new Elan Financial Services Visa Platinum card Account Cardmember Agreement. If a new card(s) is received, please destroy your current card(s) when your new card(s) arrives in the mail. This upgrade offer is valid only for the cardmember who receives it and is non-transferable. This Invitation to Upgrade ends May 15, 2015.
2 Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholders must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated and American Express. MasterCard is a registered trademark of MasterCard International Incorporated. American Express is a federally registered service mark of American Express.

Email Security Information
Email intended for: `eMail`
Cardmember: `FULL_NAME_1`
`PORTFOLIO_NAME` `COPYRIGHT_NAME`
Card ending in: `LAST4`

Protecting your privacy is our priority. We'll never initiate a request via email for your sensitive information like your Personal ID, Password, Social Security Number, Personal Identification Number (PIN) or full Account Number. For your safety, never share this information with anyone, at any time. If you receive an email asking for your sensitive information, or would like to report a suspicious email, forward it to elanfraud@elanfs.com or immediately call `CUST_SVC_NBR`.

Get more details about recognizing online fraud issues.

Note: If you'd rather not follow links from this email, you can view the products and services in this email by visiting:
http://www.myaccountaccess.com/upgrade

To ensure that you continue to receive email from us, please add us to your Address Book (email@email.myaccountaccess.com). Thank you.

You are receiving this email as a courtesy from Elan Financial Services. Please know that you can modify your preferences or be removed from our mailing list at any time.

View our Privacy Pledge.

Elan Financial Services Email, P.O. Box 6354, Fargo, ND 58125-6354

© `copyYear` Elan Financial Services. All rights reserved.

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