Dear `fullName`, When you pay bills with your U.S. Bank Credit Card, you enjoy benefits like these: • Convenience Save time and hassle compared to writing and mailing checks • Flexibility You can pay bills one at a time or set up automatic payments • Security All bills paid with your credit card are protected by the U.S. Bank Zero Liability policy1 • Rewards Unlike checks, your card can turn bills into valuable rewards Visit our online directory to find the companies that bill you. * Pay regular ongoing bills with your U.S. Bank Visa Credit Card, or any Visa card, now through June 30, 2008, and one of those payments could be worth $25,000! See details below.

1 U.S. Bank’s Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify U.S. Bank promptly of any unauthorized use. NO PURCHASE, PAYMENT, OR OBLIGATION NECESSARY TO ENTER OR WIN THE 2008 VISA BILL PAY SWEEPSTAKES. Non-Payment Entries and Payment Entries have an Equal Chance of Winning. For details on Non-Payment Entries, see Official Rules. PIN-based and ATM transactions are not eligible. Void in Puerto Rico and where prohibited. Sweepstakes ends 6/30/08. To ensure that you continue to receive email from us, please add us to your Address Book (1800USBanks@usbank-email.com). Thank you. You are receiving this email as a courtesy from U.S. Bank. Please know that you can modify your preferences or be removed from our mailing list at any time. View the U.S. Bank Pledge Policy. We will never send you an email asking for personal information. Learn more at usbank.com. U.S. Bank · EP-MN-L28M · 200 South 6th Street · Minneapolis, MN 55402 73291