Designed to complement your checking account, a Premier Line
of Credit offers:


	No Annual Fee
	Discounted interest rates – as low as Prime + 1%
	A generous credit limit (up to $25,000)

And you can conveniently manage your cash flow 24/7 with easy advances into your checking account – typically with no cash advance fees!


Permanent rate discounts make a Premier Line perfect for large purchases:

	1% Rate Discount for purchases or cash advances over $1000
	2% Rate Discount for purchases or cash advances over $2500
	Automatic 1% U.S. Bank checking customer rate discount

Apply Today for a U.S. Bank Premier Line or call 1-888-444-BANK

Approval for U.S. Bank Premier Line is based on meeting underwriting policy guidelines and is subject to credit qualifications. Transaction level discounts available only for Premier Line account holders with a U.S. Bank personal checking account and a qualifying purchase. For example, as of March 18, 2008, a Premier Line account with a base rate of Prime + 3% is charged an Annual Percentage Rate (APR) of 8.25%. Rates for Premier Line range from Prime + 3% to Prime + 8%, currently 8.25% APR to 13.25% APR. Premier Line account holders with a U.S. Bank personal checking account who make a purchase from $1,000 up to $2,499 would receive a permanent transaction discount of 1.0%, Prime + 2% to Prime + 5%, currently 7.25% APR to 10.25% APR. Premier Line account holders with a U.S. Bank personal checking account who make a purchase over $2,500 would receive a permanent transaction discount of 2.0%, Prime + 1% to Prime + 4%, currently 6.25% APR to 9.25% APR. Rates are subject to change and may vary monthly.

An $18 Enrollment Fee is waived for new or existing U.S. Bank personal checking account holders. This offer cannot be combined with any other discounts. The annual fee is waived for U.S. Bank personal checking account holders or $0 for the first year and every year that you charge at least one transaction to the account, otherwise $24. Delinquency APR, fixed 23.99%. A fixed closed account maintenance fee of $2.50 per month is imposed on closed accounts with a balance. Other fees: Cash advance fee 3% or $15 minimum, $50 max. Cash Equivalent fee 4% or $10 minimum, no maximum. Over limit fee is $35. Late payment fee is $29 - $38. Some additional restrictions may apply. U.S. Bank Premier Line unsecured lines of credit are offered through U.S. Bank National Association ND. 2008 U.S. Bancorp, U.S. Bank. Member FDIC

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U.S. Bank • EP-MN-L28M • 200 South 6th Street • Minneapolis, MN 55402

Member FDIC