<!--POST

var dt = new Date();
var copyYear = dt.getFullYear(); 

function nullEmtpySpace(s, d){
// s is the value to check, and d is the default if s is null
    if (s == null || s == "" || s == " "){
        return d;
    } else {
        return s;
    }
}

function cleanData(d){
 
	// Replace all instances of any white space with a single space
    var p = new RegExp("\\s+","mig");
    var d = new String(d);
    d = d.replace(p," ");
 
    // Trim white space off front of string:
    var p = new RegExp("^\\s*","mig");
    var d = new String(d);
    d = d.replace(p,"");
 
    // Trim white space off end of string:
    var p = new RegExp("\\s*$","mig");
    var d = new String(d);
    d = d.replace(p,"");
 
    return d;
}
 
function initCap(textStr) {
 
  if (textStr != null) {
   textStr = cleanData(textStr);
   textStr = textStr.substring(0,1).toUpperCase() + textStr.substring(1).toLowerCase();
   var textArr = textStr.split(" ");
   var tempTextStr = "";
   for (i=0; i<textArr.length; i++) {
      if (textArr[i] == "ii" || textArr[i] == "iii" || textArr[i] == "iv" || textArr[i] == "vi" || textArr[i] == "vii" || textArr[i] == "viii" || textArr[i] == "ix" || textArr[i] == "dc") {
         tempTextStr += textArr[i].toUpperCase() + " ";
      } else {
    tempTextStr += textArr[i] + " ";
      }
   }
   textStr = tempTextStr.substring(0,tempTextStr.length-1);
 
   var p = /[-\/ ][a-z]/;
   var checkIndex;
   while (p.test(textStr)) {
      checkIndex = textStr.search(p);
      textStr = textStr.substring(0,checkIndex+1) + textStr.substring(checkIndex+1,checkIndex+2).toUpperCase() + textStr.substring(checkIndex+2);
   }
 } else {
    textStr = "";
 }
   return textStr;
}

function escapeSpace(textStr) {
	if (textStr != null) {
    	var p = new RegExp(" ","mig");
	    var d = new String(textStr);
    	textStr = d.replace(p,"%20");
	} else {
		textStr = "";
	}
	return textStr;
}
function showURL(thisURL) {
   return thisURL;
}

list.setListId(38);

var eMail = nullEmtpySpace(user.attr("eMail"), "");

var TEMPLATE = nullEmtpySpace(list.attr(1), "");
var FIRST_NAME = nullEmtpySpace(list.attr(2), "");
var FULL_NAME_1 = nullEmtpySpace(list.attr(3), "");
var FULL_NAME_2 = nullEmtpySpace(list.attr(4), "");
var LAST4 = nullEmtpySpace(list.attr(5), "");
var LYLTY_NBR = nullEmtpySpace(list.attr(6), "");
var PROC_DT = nullEmtpySpace(list.attr(7), "");
var REG_PURCH_RATE = nullEmtpySpace(list.attr(8), "");
var TOTAL_BAL_EOD = nullEmtpySpace(list.attr(9), "");
var TRACKING_CODE = nullEmtpySpace(list.attr(10), "");
var LOCATION_CODE = nullEmtpySpace(list.attr(11), "");
var TEST_DIGITS = nullEmtpySpace(list.attr(12), "");
var EXT_PACKAGE_ID = nullEmtpySpace(list.attr(13), "");
var OSN = nullEmtpySpace(list.attr(14), "");
var UNIQUE_ACCT_ID = nullEmtpySpace(list.attr(15), "");
var LP_ID = nullEmtpySpace(list.attr(16), "");
var BRAND2 = nullEmtpySpace(list.attr(17), "");
var BRAND3 = nullEmtpySpace(list.attr(18), "");
var MKT_SEG = nullEmtpySpace(list.attr(19), "");
var MC_VISA_FLAG = nullEmtpySpace(list.attr(20), "");
var CARD_TYPE = nullEmtpySpace(list.attr(21), "");
var PRODUCT = nullEmtpySpace(list.attr(22), "");
var STMT_CLOSING_DATE = nullEmtpySpace(list.attr(23), "");
var BEG_BAL_POINTS = nullEmtpySpace(list.attr(24), "");
var CUR_PERIOD_POINTS = nullEmtpySpace(list.attr(25), "");
var CUR_PERIOD_BONUS_POINTS = nullEmtpySpace(list.attr(26), "");
var CUR_PERIOD_DEDUCTIONS = nullEmtpySpace(list.attr(27), "");
var CUR_PERIOD_BALANCE = nullEmtpySpace(list.attr(28), "");
var POINTS_ABOUT_TO_EXPIRE = nullEmtpySpace(list.attr(29), "");
var COPYRIGHT_NAME = nullEmtpySpace(list.attr(30), "");
var OFFER_APR = nullEmtpySpace(list.attr(31), "");
var OFFER_TERM = nullEmtpySpace(list.attr(32), "");
var OFFER_DESC = nullEmtpySpace(list.attr(33), "");
var CUSTOMER_SERVICE_NBR = nullEmtpySpace(list.attr(34), "");
var FEE_PCT = nullEmtpySpace(list.attr(35), "");
var DELIVERY_CD = nullEmtpySpace(list.attr(36), "");
var PKG_CD = nullEmtpySpace(list.attr(37), "");
var TERM_EXP_DATE = nullEmtpySpace(list.attr(38), "");
var SUB_LINE_DESC = nullEmtpySpace(list.attr(39), "");
var PRE_HEADER_TEXT_DESC = nullEmtpySpace(list.attr(40), "");
var HERO_IMG_CD = nullEmtpySpace(list.attr(41), "");
var OFFER_BLOCK_CD = nullEmtpySpace(list.attr(42), "");
var SUBCONTENT_BLOCK_CT = nullEmtpySpace(list.attr(43), "");
var CARD_ART_CD = nullEmtpySpace(list.attr(44), "");
var LYN_DESC = nullEmtpySpace(list.attr(45), "");
var DISCLOSURE_CD = nullEmtpySpace(list.attr(46), "");
var PORTFOLIO_BU = nullEmtpySpace(list.attr(47), "");
var VENDOR_BU = nullEmtpySpace(list.attr(48), "");
var PORTFOLIO_NAME = nullEmtpySpace(list.attr(49), "");
var LOGOCODE = nullEmtpySpace(list.attr(50), "");
var URL = nullEmtpySpace(list.attr(51), "");
var PROMO_CODE = nullEmtpySpace(list.attr(52), "");
var BU_SEQ = nullEmtpySpace(list.attr(53), "");

FULL_NAME_1 = FULL_NAME_1.replace(/,/gi,", ");
FULL_NAME_1 = initCap(FULL_NAME_1);
LAST4 = ("0000"+LAST4).slice(-4);
var LinkName = "www."+URL;
URL = "http:"+"/"+"/"+"www."+URL;
var subCopyright = COPYRIGHT_NAME.replace(/\(R\)/gi,"Æ");

var ffrom = "";

if (PORTFOLIO_NAME == "" || PORTFOLIO_NAME == " " || PORTFOLIO_NAME == null) {
	ffrom = "Cardmember Service";
} else {
	ffrom = PORTFOLIO_NAME + " Credit Card";
}
		
document.from(ffrom);
document.subject("Make the Holiday Season 20% Merrier! " + COPYRIGHT_NAME);


POST-->
Register now to start earning 20% more Reward Points. 

-----------------------------------------------------------------

Online Account Access
`showURL(URL)`

View as a Web page
@HTML_PREVIEW_LINK&msgVersion=web

-----------------------------------------------------------------

REGISTER NOW to take advantage of 20% more Reward Points on your 
everyday spending (1) this holiday season.
http://www.myaccountoffers.com

-----------------------------------------------------------------

Don't miss the opportunity to earn 20% more Reward Points for all 
your everyday purchases between November 1, 2012 and 
December 31, 2012. Each qualifying purchase made with your 
`PORTFOLIO_NAME` `COPYRIGHT_NAME` earns you more through the
holidays. 

Bonus Categories for November and December

Purchases made at gas stations, grocery stores and drug stores 
will earn 20% more Reward Points for every net dollar spent, 
up to 2,000 Reward Points!

If you register by November 30, 2012 at myaccountoffers.com 
using promotion code `PROMO_CODE`, all qualifying purchases made 
between November 1, 2012 and December 31, 2012 will qualify. 
http://www.myaccountoffers.com

-----------------------------------------------------------------

(1) Promotion period is November 1, 2012, through December 31, 2012. 
You must register for this promotion by November 30, 2012 to be 
eligible. An additional 0.2 Reward Point per Net Dollar spent will 
be awarded to Net Purchases (purchases minus credits and returns) 
made during the promotion period at merchant locations that are 
classified in one of the following categories: gas, gas station, 
grocery store or drug store (up to a maximum of 2,000 Reward Points). 
Elan Financial Services cannot control how merchants choose 
to identify their business and reserves the right to determine which 
purchases qualify. Additional Reward Points will be credited to your 
Account 10-12 weeks after the end of the promotion period. Your Account 
number must remain open, have available credit and be current (no 
minimum payment past due) to qualify. This offer is accurate as of 
10/1/12. If you have any questions, call Cardmember Service at
`CUSTOMER_SERVICE_NBR`.

-----------------------------------------------------------------

Email Security Information 
Cardmember: `FULL_NAME_1` 
Card ending in: `LAST4`

If you are concerned about the authenticity of this message, 
please visit 
https://www.myaccountaccess.com/onlineCard/publicPrivacyPolicy.do?phase=privacyPolicy#default_q--7 
or call `CUSTOMER_SERVICE_NBR`. 

Note: We will never require you to click on a link in an email.
You can view the products and services in this email by typing
http://www.myaccountoffers.com
into a new browser window. Our emails will never
require you to give your full account number, Social Security
number or PIN.

-----------------------------------------------------------------

The creditor, issuer and service provider of your credit card is
Elan Financial Services, pursuant to licenses from Visa U.S.A.
Inc. or MasterCard International Incorporated. MasterCard is a
registered trademark of MasterCard International Incorporated. 

To ensure that you continue to receive email from us, please 
add us to your Address Book (email@email.myaccountaccess.com). 
Thank you.

You are receiving this email as a courtesy from Elan Financial
Services. Please know that you can modify your preferences or be
removed from our mailing list at any time. 
http://email.myaccountaccess.com/signupGE.jsp?EFP_PREF_ID=`eMail`

View our Privacy Pledge. 
https://www.myaccountaccess.com/onlineCard/publicPrivacyPolicy.do

Elan Financial Services Email, P.O. Box 6354, Fargo, ND 58125-6354 

(C) 2012 Elan Financial Services. All rights reserved. 

`TRACKING_CODE`