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U.S. Bank SBA Update

August 2012  |  SBA DIVISION NEWSLETTER

Dear Partner,


SBA financing has been the key to the growth of small businesses, and U.S. Bank is committed to making small business lending a priority. As one of America's Premier SBA lenders, we're proud to have provided more than $6 billion in SBA-guaranteed financing solutions to thousands of small businesses in America.

Call me today to learn how I can help your small business client!

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Advantages of SBA Financing with U.S.
U.S. Bank SBA Division specializes in Small Business Administration (SBA) guaranteed financing for business acquisitions; and the expansion, construction, purchase, and refinance of owner occupied commercial real estate. Some of the many benefits of SBA loans include lower down payments and longer repayment terms than conventional bank loans, enabling small businesses to reserve their capital and improve their cash flow.
• Up to $11.25 million1
• Up to 90% financing
• Up to 25 year terms
• Fixed-rates available
• No balloon payments
• SBA Preferred Lender
• 34 years SBA experience
• Quick approval & funding
• Most businesses qualify
Learn More at: usbank.com/sba
Success Stories
$810,000
Matt Damian, BDO, Bakersfield, CA
Wholesale Lumber, Bakersfield, CA
Commercial Real Estate Purchase
25 year term, 90% LTV
U.S. Bank's loan helped allowed borrower to open a 2nd location in a new market to better serve his customers; the long-term fixed rate also provides a stable payment.
$1,192,000
Ole Tustin, BDO, San Francisco, CA
Garment Manufacturer, San Francisco, CA Commercial Real Estate Purchase
25 year term, 90% LTV
U.S. Bank was able to close and fund loan in less than 28 days, preventing borrower from having to temporarily relocate due to expiration of their current lease.
$1,530,000
Carolyn Gegg, BDO, St. Louis, MO
Retail & Wholesale Toys, Manchester, MO Commercial Real Estate Purchase
25 year term, 90% LTV
U.S. Bank was able to close and fund loan quickly, helping seller avoid pending foreclosure thus enabling the borrower to avoid delays in relocating business.
$2,258,800
Dale Peterson, BDO, Minneapolis, MN
Auto Dealership, Rapid City, SD
Commercial Real Estate Purchase
25 year term, 90% LTV
U.S. Bank's loan provided borrower with a low monthly payment due to the 25 year amortization; and enabled borrower to purchase a larger facility for future growth.
All of US serving you (TM)

Applications subject to credit approval. Other conditions and restrictions may apply.

1 Financing maximums and terms are determined by borrower qualifications and use of funds.

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U.S. Bank, EP-MN-L20D, 200 South 6th Street, Minneapolis, MN 55402

Equal Housing Lender© 2012 U.S. Bank N.A., Member FDIC