View this email as a Web page. View our Security Policies. Did you know U.S. Bank offers an industry-leading Health Savings Account (HSA)¹ If you're enrolled in an HSA-qualified health plan, our HSA is a great savings tool allowing you to set aside pre-tax dollars² to help prepare you for future healthcare spending. A few quick facts about the U.S. Bank HSA: • It is an FDIC insured, interest-bearing account with investment options³ available for long term growth • Offers convenient payment options with our HSA payment card and online bill pay • Provides easy ways to contribute online to your HSA As your trusted financial partner, we are excited to offer you our HSA and look forward to serving you more in the future. Learn more about the benefits of the U.S. Bank HSA. If you're ready to open your own HSA, Apply Now. Here's to your health! U.S. Bank Healthcare Payment Solutions

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Protecting your privacy is our priority. We'll never request personal information like your Personal ID, Password, Social Security Number, PIN or Account Number via email. For your safety, never share this information with anyone, at any time. If you get an email requesting personal information, or would like to report a suspicious email, forward it to fraud_help@usbank.com or call U.S. Bank Customer Service immediately at 800-US BANKS (800-872-2657). Get more details about recognizing online fraud issues. Note: If you'd rather not follow links from this email, you can access information on all U.S. Bank products and services at usbank.com.

1 This Health Savings Account (HSA) is a custody account with U.S. Bank serving as the custodian. Terms and conditions of the HSA are included in your HSA application and agreement. U.S. Bank deposit products that are held in the HSA are FDIC insured, subject to FDIC insurance limits. U.S. Bank does not provide legal, tax or investment advice to HSA accountholders. Contact a qualified accountant, attorney or investment adviser for tax, legal or investment advice. 2Contributions are tax-deductible on your Federal tax return. Some states do not recognize HSA contributions as a deduction. Your own HSA contributions are either tax-deductible or pre-tax (if made by payroll deduction). See IRS Publication 969. Consult a qualified tax adviser for advice. 3HSA deposit account must meet a designated investment threshold before funds can be invested. Ask representative for details. Non-deposit investment products, such as mutual funds, are not deposits or obligations of, or guaranteed by U.S. Bank or any of its affiliates, nor are they insured by the Federal Deposit Insurance Company (FDIC), or any other government agency. Past returns of investment products do not guarantee future results. Mutual fund prospectuses provide detailed information about fund investment objectives and fees. Read a mutual fund's current prospectus carefully before investing. Investment products are available through Nuveen Investments, Inc. member SIPC.

To ensure that you continue to receive email from us, please add us to your Address Book (1800USBanks@usbank-email.com). Thank you. You are receiving this email as a courtesy from U.S. Bank. Please know that you can modify your preferences or be removed from our mailing list at any time. View the U.S. Bank Privacy Pledge. U.S. Bank, EP-MN-L20D, 200 South 6th Street, Minneapolis, MN 55402 © 2012 U.S. Bank, N.A., Member FDIC. All rights reserved.