`apr` APR + No Closing Costs with a U.S. Bank Home Equity Line of Credit.

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`apr` APR¹ + No Closing Costs
with a U.S. Bank
Home Equity Line of Credit.

Whether you're looking to finance a home improvement project, make a major purchase, pay for tuition, or consolidate debt, a U.S. Bank Home Equity Line of Credit is a smart way to borrow the money you need.

LEARN MORE:

U.S. Bank HOME EQUITY

Safe. Flexible. And affordable.

Home Equity rates are usually the lowest you'll find, especially when compared to credit cards or personal loans. In fact, the exceptional `apr`% APR is one of our lowest rates - ever! Add in no closing costs, tax deductibility,¹ repeated access to your money and the cost and flexibility of a U.S. Bank Home Equity Line make it a smart choice. And you can have peace of mind knowing that Global Finance Magazine² ranks U.S. Bank as one of the safest banks in America.

It’s easy to apply.

Call us at 888-444-BANK (2265)
Visit your local branch
Apply online at usbank.com/lend

Couple sitting on steps in front of their home.

With a U.S. Bank Home Equity Line of Credit get:

•	Lower rates than other forms of credit

•	No closing costs, points or origination fees

•	No fee balance transfers or cash advances

•	Tax deductible Interest

•	Safe, secure lending

¹The advertised Annual Percentage Rate (APR) is available in conjunction with any U.S. Bank Package checking account, loan to value (LTV) of 70% or less or 80% or less and credit limit equal to or greater than $20,000 - $125,000 or more, depending on market. Different rates apply for other LTVs and credit limits. The APR will vary with the Prime rate as published in the Wall Street Journal. As of May 1, 2012, the variable rate for lines of credit is 3.99% APR to 8.99% APR. The rate will not exceed 25% APR or fall below 3.25% APR. An annual fee of up to $90 may apply after the first year. First fixed rate option is free; each additional one is $50. Offer is subject to normal credit qualifications. Rates are subject to change. Property insurance is required. Consult your tax advisor regarding the deductibility of interest. Some restrictions may apply. Fixed rate home equity installment loans are also available and priced separately. Contact us for installment loan rate information. Home Equity loans and lines of credit are offered through U.S. Bank National Association ND.

²http://www.gfmag.com/tools/best-banks/10533-worlds-50-safest-banks-2010.html
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U.S. Bank • EP-MN-L20D • 200 South 6th Street • Minneapolis, MN 55402