<!--POST
function nullEmtpySpace(s, d){
// s is the value to check, and d is the default if s is null
    if (s == null || s == "" || s == " "){
        return d;
    } else {
        return s;
    }
}

function cleanData(d){
 
	// Replace all instances of any white space with a single space
    var p = new RegExp("\\s+","mig");
    var d = new String(d);
    d = d.replace(p," ");
 
    // Trim white space off front of string:
    var p = new RegExp("^\\s*","mig");
    var d = new String(d);
    d = d.replace(p,"");
 
    // Trim white space off end of string:
    var p = new RegExp("\\s*$","mig");
    var d = new String(d);
    d = d.replace(p,"");
 
    return d;
}
 
function initCap(textStr) {
 
  if (textStr != null) {
   textStr = cleanData(textStr);
   textStr = textStr.substring(0,1).toUpperCase() + textStr.substring(1).toLowerCase();
   var textArr = textStr.split(" ");
   var tempTextStr = "";
   for (i=0; i<textArr.length; i++) {
      if (textArr[i] == "ii" || textArr[i] == "iii" || textArr[i] == "iv" || textArr[i] == "vi" || textArr[i] == "vii" || textArr[i] == "viii" || textArr[i] == "ix" || textArr[i] == "dc") {
         tempTextStr += textArr[i].toUpperCase() + " ";
      } else {
    tempTextStr += textArr[i] + " ";
      }
   }
   textStr = tempTextStr.substring(0,tempTextStr.length-1);
 
   var p = /[-\/ ][a-z]/;
   var checkIndex;
   while (p.test(textStr)) {
      checkIndex = textStr.search(p);
      textStr = textStr.substring(0,checkIndex+1) + textStr.substring(checkIndex+1,checkIndex+2).toUpperCase() + textStr.substring(checkIndex+2);
   }
 } else {
    textStr = "";
 }
   return textStr;
}

function escapeSpace(textStr) {
	if (textStr != null) {
    	var p = new RegExp(" ","mig");
	    var d = new String(textStr);
    	textStr = d.replace(p,"%20");
	} else {
		textStr = "";
	}
	return textStr;
}

var eMail = nullEmtpySpace(user.attr("eMail"), "");
var pmName = nullEmtpySpace(user.attr("PM_Name"), "");
var pmPhone = nullEmtpySpace(user.attr("PM_Phone"), "");
var pmEmail = nullEmtpySpace(user.attr("PM_Email"), "");
var lastFour = nullEmtpySpace(user.attr("ACCT_LAST4"), "");
var loyaltyID = nullEmtpySpace(user.attr("Confirmation_Code"), "");
var cardName = nullEmtpySpace(user.attr("CC_Name_Long"), "");
var promoKey = nullEmtpySpace(user.attr("CC_Hurdle1"), "");

var id_code = "id_code";

var firstName = user.attr("firstName");
firstName = nullEmtpySpace(firstName, "Valued Cardmember");
firstName = initCap(firstName);

POST-->
U.S. Bank
usbank.com
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Dear `firstName`,

Because you already receive eBills through Internet Bill Pay, you 
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