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function cleanData(d){
 
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var eMail = nullEmtpySpace(user.attr("eMail"), "");
var pmName = nullEmtpySpace(user.attr("PM_Name"), "");
var pmPhone = nullEmtpySpace(user.attr("PM_Phone"), "");
var pmEmail = nullEmtpySpace(user.attr("PM_Email"), "");

var ACCT_L4 = user.attr("ACCT_L4");
var FIRST_NAME = user.attr("FIRST_NAME");
var LAST_NAME = user.attr("LAST_NAME");
var CURRENT_APR = user.attr("CURRENT_APR");
var OFFER_APR = user.attr("OFFER_APR");
var OFFER_DPR = user.attr("OFFER_DPR");
var CUS_SERV_PHONE = user.attr("CUS_SERV_PHONE");
var APR_AS_OF_DATE = user.attr("APR_AS_OF_DATE");

FIRSTNAME = initCap(FIRSTNAME);

POST-->
U.S. Bank
usbank.com
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U.S. Bank Convenience Check - March FlexPerks(R)

Make a Smart Move and Save with This Great Balance Transfer 
Offer.(1) Plus, Earn 2,000 FlexPoints!(&#8224;) 

Transfer a balance now to take advantage of your special rate 
offer.
http://www.usbank.com/cgi_w/cfm/promo/personal/transfer_a_balance_mar.cfm

*Pay off higher-APR cards
*Consolidate debt

Enter offer code `TRACKING_CODE` on the request page to take 
advantage of this great offer.

Re: Your account ending in `ACCT_L4`

Dear `FIRST_NAME` `LAST_NAME`,

It's smart to save. With your U.S. Bank FlexPerks Travel Rewards 
Account, you can take advantage of this special `OFFER_APR`% Promotional 
APR through your `TERM_EXP_DTE` billing cycle to consolidate your 
higher-rate balances from gas and store cards, credit cards and 
personal loans. After that, you will be charged your variable 
purchase APR, currently `CURRENT_APR`%.

Plus, when you transfer one balance of $1,000 or more, you'll 
automatically receive 2,000 FlexPoints.

Pay down your higher-rate balances and use the savings for home 
improvements, travel or just something special for yourself. Your 
savings, your choice!

This special rate offer ends `REPLY_BY_DATE`. For more 
information about your account or transferring a balance, 
call Cardmember Service at 877-978-7446.

(&#8224;)Balances may not be transferred to U.S. Bank or Cardmember 
Service. Balance transfers other than those written and offered 
for payment for $1,000 or more by the expiration date in response 
to the above promotional offer, do not earn rewards.

P.S. Don't wait! Take advantage of this offer now. Once you log 
in to your account, you will need to enter offer code `TRACKING_CODE`.

-----------------------------------------------------------------
`TRACKING_CODE`

Interest and Fee Information

APR for Promotional Offer
`OFFER_APR`% (Promotional APR through your `TERM_EXP_DTE` billing 
cycle). After that, you will be charged the APR for Purchases, 
currently `CURRENT_APR`%.

Use by Date
You must transfer a balance by `REPLY_BY_DATE` for the promotional 
APR to apply. If you transfer a balance after that date, we may 
still honor the transaction, but you will not receive the 
promotional APR. Instead, the standard APR for Purchases will 
apply.

Fee
Either 4% of the amount of each transaction or $5 minimum, 
whichever is greater.

Paying Interest
We will begin charging interest on the transaction date.

(1)We may change APRs, fees, and other Account terms in the future
based on your experience with U.S. Bank National Association ND 
and its affiliates as provided under the Cardmember Agreement 
and applicable law. Promotional rate does not apply to Purchases, 
Cash Advances or Balance Transfers not made in response to this 
Promotional offer. If you transfer a balance without the offer 
code provided (i.e., entering only the routing and transit number), 
or if you use an invalid offer code, the balance transfer 
transaction, plus applicable interest and fees, will post at your 
account's standard Cash Advance Rate as specified in the Cardmember 
Agreement. We apply your minimum payment to balances with lower APRs 
first. Amounts paid over the minimum payment will be applied in the 
order of highest to lowest APR balances. U.S. Bank National
Association ND may return your balance transfer unpaid if the amount 
of credit available on your Account is less than the amount on the 
balance transfer plus transaction fees or if you have failed to make
minimum monthly payments by the payment due date. If your balance 
transfer is paid, and the balance transfer amount including fees 
exceeds your available credit limit, overlimit fees may be assessed 
in accordance with your Cardmember Agreement. Please see your 
Cardmember Agreement for more information. The merchant, financial 
institution or creditor to which you present your balance transfer 
may also assess return payment fees if the balance transfer is 
returned unpaid. Balance transfers may not be written to U.S. Bank 
or Cardmember Service. There is a maximum of 2,000 FlexPoints per 
Account holder. Balance Transfers other than those made with this 
special offer code of `TRACKING_CODE`, for $1,000 or more by the 
expiration date, do not earn rewards. The above disclosures are 
the complete terms of this promotional discount offer. Rates are 
accurate as of `APR_AS_OF_DATE`.

The creditor and issuer of your U.S. Bank Visa Credit Card is 
U.S. Bank National Association ND, pursuant to a license from 
Visa U.S.A Inc.

To ensure that you continue to receive email from us, please 
add us to your Address Book (1800USBanks@usbank-email.com). 
Thank you.

You are receiving this email as a courtesy from U.S. Bank. Please 
know that you can modify your preferences or be removed from our 
mailing list at any time. 
https://emailpreferences.usbank.com/emailPref/email_usb_main.jsp?emailAddress=`eMail`

View the U.S. Bank Privacy Pledge at: 
http://www.usbank.com/cgi_w/cfm/about/privacy/consumer_privacy.cfm?redirect=privacypledge

We will never send you an email asking for personal information. 
Learn more at usbank.com
http://www.usbank.com

U.S. Bank, EP-MN-L20D, 200 South 6th Street, Minneapolis, MN 55402

(C)2012 U.S. Bank. All rights reserved
FTC03A