`preheader` U.S. Bank usbank.com ---------------------------------------------------------------- `Name_1` Card ending in `ACCOUNT_LAST4` More ways to serve your style. Use your `COPYRIGHT_NAME` card for all your big purchases — from travel to shopping online. *Get a `Promo_APR`% promotional APR on each purchase of $300 or more made between March 1, 2012 through April 30, 2012. All individual purchases less than $300 and all purchases made after April 30, 2012 will be charged the standard APR for purchases, currently `CURRENT_APR`%. *Enjoy your low rate on these eligible purchases through your October billing cycle. Beginning with your November 2012 billing cycle, the standard APR for purchases, currently `CURRENT_APR`%, will apply on any remaining promotional balance. Also, be sure to use your `COPYRIGHT_NAME` card whenever you're making an everyday purchase. To explore all of your card's valuable benefits, go to http://www.usbank.com More ways to serve your style. We put great value in you as a U.S. Bank customer so we're giving you greater value for your `COPYRIGHT_NAME` card with DOUBLE Rewards for a limited time. * Use your card for all your purchases - from travel to shopping online. * Get DOUBLE `REWARDS_BACK` on all purchases made from March 1, 2012 through April 30, 2012! * Your rewards are waiting - Redeem your rewards whenever you wish. To explore all of your card's valuable benefits, go to http://www.usbank.com More ways to serve your style. We put great value in you as a U.S. Bank customer so we're giving you greater value for your `COPYRIGHT_NAME` card with 20% more rewards for a limited time. * Use your card for all your purchases - from travel to shopping online. * Get 20% more `REWARDS_BACK` on all purchases made from March 1, 2012 through April 30, 2012! * Your rewards are waiting - Redeem your rewards whenever you wish. To explore all of your card's valuable benefits, go to http://www.usbank.com Get 25% more rewards!(1) You already earn great rewards with your `COPYRIGHT_NAME` card, but with your U.S. Bank Gold Package you earn even more: Get 25% more rewards! With your `COPYRIGHT_NAME` card, earn bonus rewards on all of your everyday spending - from paying bills to buying groceries and gas. Choose your `COPYRIGHT_NAME` card every time you shop and earn 25% more rewards each month with your U.S. Bank Gold Package Bonus. To explore all of your card's valuable benefits, go to http://www.usbank.com Get 50% more rewards!(1) You already earn great rewards with your `COPYRIGHT_NAME` card, but with your U.S. Bank Platinum Package you earn even more: Get 50% more rewards! With your `COPYRIGHT_NAME` card, earn bonus rewards on all of your everyday spending - from paying bills to buying groceries and gas. Choose your `COPYRIGHT_NAME` card every time you shop and earn 50% more rewards each month with your U.S. Bank Platinum Package Bonus To explore all of your card's valuable benefits, go to http://www.usbank.com Enjoy a special low APR for a limited time!(1) We put great value in you as a U.S. Bank customer, so we're giving you greater value in your `COPYRIGHT_NAME` card with this exclusive offer: * Get a 0.00% promotional APR(1) on all purchases made between March 1, 2012 and April 30, 2012! After the promotional period ends you will be charged the standard APR for purchases, currently `CURRENT_APR`%. * You'll receive this low rate through your October 2012 billing cycle, on purchases made during the promotion period. Beginning with your November 2012 billing cycle, the standard APR purchases, currently `CURRENT_APR`%, will apply on any remaining promotional balance. Use your card for all your everyday spending. To explore all of your card's valuable benefits, go to http://www.usbank.com Enjoy DOUBLE rewards for a limited time! For a limited time, earn bonus rewards every time you use your `COPYRIGHT_NAME` card with this exclusive special offer: Get DOUBLE `REWARDS_BACK` on all purchases made between March 1, 2012 and April 30, 2012! Earn rewards on all your everyday spending - from paying bills to buying groceries and gas. Don't miss out on this limited-time offer. Choose your `COPYRIGHT_NAME` card every time you shop and earn DOUBLE `points/cash back`. To explore all of your card's valuable benefits, go to http://www.usbank.com Enjoy 20% more rewards!(1) For a limited time, earn bonus rewards every time you use your `COPYRIGHT_NAME` card with this exclusive special offer: Get 20% More `REWARDS_BACK` on all purchases made between March 1, 2012 and April 30, 2012! Earn rewards on all your everyday spending - from paying bills to buying groceries and gas. Don't miss out on this limited-time offer. Choose your `COPYRIGHT_NAME` card every time you shop and earn 20% more `REWARDS_BACK`. To explore all of your card's valuable benefits, go to http://www.usbank.com Enjoy a special low APR for a limited time!(1) We put great value in you as a U.S. Bank customer so we're giving you greater value in your `COPYRIGHT_NAME` card with this exclusive offer: * Spend $`hurdle` and get a `Promo_APR`% promotional APR(1) on all additional purchases made between March 1, 2012 and April 30, 2012! After the promotional period ends you will be charged the standard APR for purchases, currently `CURRENT_APR`%. * You'll receive this low rate through your October 2012 billing cycle on purchases made during the promotional period. Beginning with your November 2012 billing cycle, the standard APR purchases, currently `CURRENT_APR`%, will apply on any remaining promotional balance. Use your card for all your everyday spending. To explore all of your card's valuable benefits, go to http://www.usbank.com You're in control. And on your terms. It's a new year, so stay on top of your finances with your `COPYRIGHT_NAME` card. With personalized mobile and email alerts, your card puts you in control: * Balance Alerts - Notifies you when your balance goes over a target you set. * Payment Due - Alerts you when a payment is due to avoid late fees and credit score problems. * Payment Overdue - Lets you know if you have an overdue payment so you can take control of the situation immediately. Whether you're paying for everyday spending like bills or larger expenses like school tuition, remember the importance of using your card responsibly. For even more tips on managing your credit and building a strong credit history, visit http://www/usbank.com/creditwellness Get more from US! * Simple thanks * Bigger and better * Catch a break * Dollar stretcher * An unexpected bonus U.S. Bank Gold Package Benefits: * 25% monthly reward bonus * Exclusive bank savings * Preferred rates U.S. Bank Platinum Package Benefits: * 50% monthly reward bonus * Exclusive bank savings * Preferred rates Use your card for all your spending: * Bill payments * Groceries and gas * Weekend getaway Set up your free(1) credit card alerts today: 1. To log in to Internet Banking, go to http://www.usbank.com 2. Select “Alerts” from the left-hand menu and choose “Account Alerts.” 3. Select the alerts you want to receive. 4. Pick whether you'd like to get alerts by text message or email. 5. View the terms and conditions, then select “Agree and Continue.” ---------------------------------------------------------------- APR for Promotional Purchases 1`Promo_APR`% (APR through your October 2012 billing cycle) for each purchase of $300 or more. For single purchases that are less thans $300, for purchases made after April 30, 2012, and for any promotional balance that remains after your October 2012 billing cycle, you will be charged the standard APR for Purchases, currently `CURRENT_APR`%. Promotion Timeline Promotional APR will be applied to each purchase of $300 or more made between March 1, 2012 and April 30, 2012. Purchases made after that date will not receive the promotional APR, instead the standard APR for purchases will apply. We apply your minimum payment to balances with lower APRs first. Amounts paid over the minimum payment will be applied in the order of the highest to lowest APR balances. We may change APRs, fees and other Account terms in the future based on your experience with U.S. Bank National Association ND and its affiliates as provided under the Cardmember Agreement and applicable law. Promotional rate does not apply to cash advances, balance transfers or convenience checks or to payments made on other U.S. Bank accounts. It is for the use of this promotion only and is not a permanent change in terms. Promotional rate is applied to qualifying purchases based upon the date and time in which they post to your Account; note that the date and time a purchase posts to your Account differs from the date and time a purchase is actually made. This promotional offer is only valid for the Cardmember and Account indicated above and is non-transferable. Your Account must remain open, have available credit and be current (no minimum payment past due) to qualify for this offer. This offer is accurate as of 1/31/2012. (1)Double `REWARDS_BACK` are awarded based on purchases made between March 1, 2012 and April 30, 2012. `REWARDS_BACK` will be credited to your Account 6-8 weeks after the end of the promotional period. Your Account must remain open, have available credit and be current with no minimum payment past due to qualify. (1)20% more `REWARDS_BACK` are awarded based on purchases made between March 1, 2012 and April 30, 2012. `REWARDS_BACK` will be credited to your Account 6-8 weeks after the end of the promotional period. Your Account must remain open, have available credit and be current with no minimum payment past due to qualify. Terms may change without notice. Your Account must remain open, have available credit and be current with no minimum payment past due to qualify. For the most current information about packages and benefits available, go to usbank.com/packages or call your banker. Deposit products offered by U.S. Bank National Association. Member FDIC. (1)Reward bonus applies to U.S. Bank FlexPerks Cash, Travel and Select Rewards Visa Credit Cards. Earn a monthly bonus on the reward you earn for net purchases during the month. Terms may change without notice. Your Account must remain open, have available credit and be current with no minimum payment past due to qualify. For the most current information about packages and benefits available, go to usbank.com/packages or call your banker. Deposit products offered by U.S. Bank National Association. Member FDIC. (1)Reward bonus applies to U.S. Bank FlexPerks Cash, Travel and Select Rewards Visa Credit Cards. Earn a monthly bonus on the reward you earn for net purchases during the month. APR for Promotional Purchases (1)0.00% (APR through your October 2012 billing cycle). For purchases made after April 30, 2012 and for any promotional balance that remains after your October 2012 billing cycle, you will be charged the standard APR for Purchases, currently `CURRENT_APR`%. APR will be applied to all purchases made between March 1, 2012 and April 30, 2012. Purchases made after that date will not receive the promotional APR, instead the standard APR for Purchases will apply. We apply your minimum payment to balances with lower APRs first. Amounts paid over the minimum payment will be applied in the order of the highest to lowest APR balances. We may change APRs, fees and other Account terms in the future based on your experience with U.S. Bank National Association ND and its affiliates as provided under the Cardmember Agreement and applicable law. Promotional rate does not apply to cash advances, balance transfers or convenience checks and cannot be applied to payments on other U.S. Bank accounts. It is for the use of this promotion only and is not a permanent change in terms. Promotional rate is applied to qualifying purchases based upon the date and time in which they post to your Account; note that the date and time a purchase posts to your Account differs from the date and time a purchase is actually made. This promotional offer is only valid for the Cardmember and Account indicated above and is non-transferable. Your Account must remain open, have available credit and be current (no minimum payment past due) to qualify for this offer. This offer is accurate as of 1/31/2012. (1)Double `REWARDS_BACK` are awarded based on purchases made between March 1, 2012 and April 30, 2012. `REWARDS_BACK` will be credited to your Account 6-8 weeks after the end of the promotional period. Your Account must remain open, have available credit and be current with no minimum payment past due to qualify. (1)20% More `REWARDS_BACK` are awarded based on purchases made between March 1, 2012 and April 30, 2012. `REWARDS_BACK` will be credited to your Account 6-8 weeks after the end of the promotional period. Your Account must remain open, have available credit and be current with no minimum payment past due to qualify. APR for Promotional Purchases (1)`Promo_APR`% APR through your October 2012 billing cycle on purchases that meet the required spend amount. For purchases that are less than $`hurdle`, for purchases that are made after April 30, 2012, and for any promotional balance that remains after your October 2012 billing cycle, you will be charged the standard APR for purchases, currently `CURRENT_APR`%. Promotion Timeline Promotional APR will be applied to additional purchases made between March 1, 2012 and April 30, 2012, after you spend $`hurdle`. Purchases made after that date will not receive the promotional APR, instead the standard APR for Purchases will apply. We apply your minimum payment to balances with lower APRs first. Amounts paid over the minimum payment will be applied in the order of the highest to lowest APR balances. We may change APRs, fees and other Account terms in the future based on your experience with U.S. Bank National Association ND and its affiliates as provided under the Cardmember Agreement and applicable law. Promotional rate does not apply to cash advances, balance transfers or convenience checks and cannot be applied to payments on other U.S. Bank accounts. It is for the use of this promotion only and is not a permanent change in terms. Promotional rate is applied to qualifying purchases based upon the date and time in which they post to your Account; note that the date and time a purchase posts to your Account differs from the date and time a purchase is actually made. This promotional offer is only valid for the Cardmember and Account indicated above and is non-transferable. Your Account must remain open, have available credit and be current (no minimum payment past due) to qualify for this offer. This offer is accurate as of 1/31/2012. (1)You may be charged access rates by your carrier, dependent upon your individual plan. Check with your carrier for details on specific fees and charges. APR for Promotional Purchases (1)`Promo_APR`% (APR through your August 2012 billing cycle). For purchases made after August 30, 2012 and for any promotional balance that remains after your August 2012 billing cycle, you will be charged the standard APR for Purchases, currently `CURRENT_APR`%. Promotion Timeline Promotional APR will be applied to purchases until August 31, 2012. Purchases made after that date will not receive the promotional APR, instead the standard APR for purchases will apply. We apply your minimum payment to balances with lower APRs first. Amounts paid over the minimum payment will be applied in the order of the highest to lowest APR balances. We may change APRs, fees and other Account terms in the future based on your experience with U.S. Bank National Association ND and its affiliates as provided under the Cardmember Agreement and applicable law. Promotional rate does not apply to cash advances, balance transfers or convenience checks and cannot be applied to payments on other U.S. Bank accounts. It is for the use of this promotion only and is not a permanent change in terms. Promotional rate is applied to qualifying purchases based upon the date and time in which they post to your Account; note that the date and time a purchase posts to your Account differs from the date and time a purchase is actually made. This promotional offer is only valid for the Cardmember and Account indicated above and is non-transferable. Your Account must remain open, have available credit and be current (no minimum payment past due) to qualify for this offer. Email Security Information Cardmember: `Name_1` Card ending In: `ACCOUNT_LAST4` If you are concerned about the authenticity of this message, please call the number on the back of your card or visit: http://www.usbank.com/emailprivacy Note: We will never require you to click on a link in an email. You can view the products and services in this email by typing usbank.com into a new browser window. Our emails will never require you to give your full account number, Social Security number or PIN. The creditor and issuer of this card is U.S. Bank National Association ND, pursuant to licenses from Visa U.S.A. Inc. or MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated. To ensure that you continue to receive email from us, please add us to your Address Book (1800USBanks@usbank-email.com). Thank you. You are receiving this email as a courtesy from U.S. Bank. We will never send you an email asking for personal information. To modify your preferences or be removed from our mailing list at any time, go to https://emailpreferences.usbank.com/emailPref/email_usb_main.jsp?emailAddress=`EMAIL_ADDRESS` Learn more at usbank.com. http://www.usbank.com View the U.S. Bank Privacy Pledge at http://www.usbank.com/privacypledge U.S. Bank * EP-MN-L20D * 200 South 6th Street * Minneapolis, MN 55402 (C)2012 U.S. Bank. All rights reserved. `offer` `EMAIL_TRACKING_CODE`