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U.S. Bank - usbank.com
U.S. Bank Checking Account Advance1
Your trusted source for cash when you need it most.
Cash when you need it — for a lot less
  • Pay $2 for every $20 borrowed which may be substantially less than other alternative lenders.2
  • Advance from $20 up to $500 anytime, day or night, from your next direct deposit.3
  • Funds transferred instantly to your checking account.
  • Private and secure.
Even a carefully planned budget can take a hit from an unforeseen bill—especially right before payday. And perhaps other credit options aren’t available. But why go with a lender you may not know, or one that charges substantially higher fees?  Work with a lender you trust and take advantage of...
U.S. Bank Checking Account Advance
Your eligible checking account with recurring deposits means you can request an advance when you need it. There’s no application or approval process and no credit checks to worry about. Repayment is automatically deducted from your next direct deposit of $100 or more.4

It's easy!
Make a Checking Account Advance:
Online at usbank.com when you login to
Internet Banking
By phone at 800-US BANKS (800-872-2657)
At your local branch


U.S. Bank
1. Checking Account Advance is an open-end line of credit for short-term borrowing only and is subject to eligibility requirements associated with your open checking account in good standing, direct deposit and other terms of use at usbank.com/caa. Consult the Checking Account Advance Agreement and the Guide to Checking Account Advance at usbank.com/caa before you access the service. Checking Account Advance is designed for unexpected short-term credit needs and is an expensive form of credit.

2. A fee of $2 for every $20 will be assessed at the time of the advance.

3. Maximum advance amount is $500 or half of your total monthly direct deposit, whichever is less.

4. The amount advanced, including fees assessed, will be automatically repaid with your next direct deposit of $100 or more. Refer to the Checking Account Advance Agreement for complete repayment details.

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U.S. Bank, EP-MN-L20D, 200 South 6th Street, Minneapolis, MN 55402

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