<!--POST
function nullEmtpySpace(s, d){
// s is the value to check, and d is the default if s is null
    if (s == null || s == "" || s == " "){
        return d;
    } else {
        return s;
    }
}

function cleanData(d){
 
	// Replace all instances of any white space with a single space
    var p = new RegExp("\\s+","mig");
    var d = new String(d);
    d = d.replace(p," ");
 
    // Trim white space off front of string:
    var p = new RegExp("^\\s*","mig");
    var d = new String(d);
    d = d.replace(p,"");
 
    // Trim white space off end of string:
    var p = new RegExp("\\s*$","mig");
    var d = new String(d);
    d = d.replace(p,"");
 
    return d;
}
 
function initCap(textStr) {
 
  if (textStr != null) {
   textStr = cleanData(textStr);
   textStr = textStr.substring(0,1).toUpperCase() + textStr.substring(1).toLowerCase();
   var textArr = textStr.split(" ");
   var tempTextStr = "";
   for (i=0; i<textArr.length; i++) {
      if (textArr[i] == "ii" || textArr[i] == "iii" || textArr[i] == "iv" || textArr[i] == "vi" || textArr[i] == "vii" || textArr[i] == "viii" || textArr[i] == "ix" || textArr[i] == "dc") {
         tempTextStr += textArr[i].toUpperCase() + " ";
      } else {
    tempTextStr += textArr[i] + " ";
      }
   }
   textStr = tempTextStr.substring(0,tempTextStr.length-1);
 
   var p = /[-\/ ][a-z]/;
   var checkIndex;
   while (p.test(textStr)) {
      checkIndex = textStr.search(p);
      textStr = textStr.substring(0,checkIndex+1) + textStr.substring(checkIndex+1,checkIndex+2).toUpperCase() + textStr.substring(checkIndex+2);
   }
 } else {
    textStr = "";
 }
   return textStr;
}

function escapeSpace(textStr) {
	if (textStr != null) {
    	var p = new RegExp(" ","mig");
	    var d = new String(textStr);
    	textStr = d.replace(p,"%20");
	} else {
		textStr = "";
	}
	return textStr;
}

var eMail = nullEmtpySpace(user.attr("eMail"), "");
var pmName = nullEmtpySpace(user.attr("PM_Name"), "");
var pmPhone = nullEmtpySpace(user.attr("PM_Phone"), "");
var pmEmail = nullEmtpySpace(user.attr("PM_Email"), "");
var lastFour = nullEmtpySpace(user.attr("ACCT_LAST4"), "");
var loyaltyID = nullEmtpySpace(user.attr("Confirmation_Code"), "");
var cardName = nullEmtpySpace(user.attr("CC_Name_Long"), "");
var promoKey = nullEmtpySpace(user.attr("CC_Hurdle1"), "");

// search for (R), replace with &reg;
// /gi switch: g = search/replace globally (vs first result only); i = case-insensitive
cardName = cardName.replace(/\(R\)/gi,"&reg;");

var firstName = user.attr("firstName");
var fullName = user.attr("FULL_NAME");

firstName = nullEmtpySpace(firstName, "Valued Cardmember");
fullName = nullEmtpySpace(fullName, "Valued Cardmember");

firstName = initCap(firstName);
fullName = initCap(fullName);

trackingCode = "xxxxxxxx";
offerAPR = "xxxx";
currentAPR = "xxxx";
billMonth = "Month 20XX";
accurDate = "Month XX, 20XX";



POST-->
U.S. Bank
usbank.com
-------------------------------------------------------

Make a Smart Move and Save with This Great Balance 
Transfer Offer!(1)

To transfer a balance, go to
http://www.usbank.com/cgi_w/cfm/promo/personal/transfer_balance_3_12.cfm

Transfer a balance now to take advantage of your 
special rate offer!

* Pay off higher-APR cards
* Consolidate debt

Enter offer code `trackingCode` on the request page to 
take advantage of this great offer.

Re: Your account ending in `lastFour`


Dear `fullName`,

It's smart to save. With your Harley-Davidson(R) Visa(R) 
Card Account, you can take advantage of this special 
`offerAPR`% Promotional APR through your `billMonth` 
billing cycle to consolidate your higher-rate balances, 
personal loans, or other debt. After that you will be 
charged your variable purchase APR, currently `currentAPR`%.

Pay down your higher-rate balances and use the savings for 
home improvements, travel or just something special for 
yourself. Your Savings, Your Choice!

This special rate offer ends March 31, 2012. For more 
information about your account or transferring a balance, 
call Cardmember Service at 800-699-2281.

P.S. Don't wait! Take advantage of this offer now! 
Once you log in to your account, you will need to enter 
offer code `trackingCode`.

-------------------------------------------------------

`trackingCode`

Interest and Fee Information

APR for Promotional Offer

`offerAPR`% (Promotional APR through your `billMonth` 
billing cycle). After that, you will be charged the 
APR for Purchases, currently `currentAPR`%.

Use by Date

You must transfer a balance by March 31, 2012 for the 
promotional APR to apply. If you transfer a balance 
after that date, we may still honor the transaction,
but you will not receive the promotional APR. Instead, 
the standard APR for Purchases will apply.

Fee

Either 4% of the amount of each transaction or 
$5 minimum, whichever is greater.

Paying Interest

We will begin charging interest on the transaction date.

-------------------------------------------------------
(1)We may change APRs, fees, and other Account terms in 
the future based on your experience with U.S. Bank 
National Association ND and its affiliates as provided 
under the Cardmember Agreement and applicable law. We 
apply your minimum payment to balances with lower APRs 
first. Amounts paid over the minimum payment will be 
applied in the order of highest to lowest APR balances. 
U.S. Bank National Association ND may return your 
balance transfer unpaid if the amount of credit 
available on your Account is less than the amount on 
the balance transfer plus transaction fees or if you 
have failed to make minimum monthly payments by the 
payment due date. If your balance transfer is paid, and 
the balance transfer amount including fees exceeds your 
available credit limit, overlimit fees may be assessed 
in accordance with your Cardmember Agreement. Please see 
your Cardmember Agreement for more information. The 
merchant, financial institution or creditor to which 
you present your balance transfer may also assess return 
payment fees if the balance transfer is returned unpaid. 
Balance transfers may not be written to U.S. Bank or 
Cardmember Service. Balance transfers offered in response 
to the above promotional offer do not earn rewards. The 
above disclosures are the complete terms of this 
promotional discount offer. Rates are accurate as of 
`accurDate`.

The creditor and issuer of Harley-Davidson(R) Visa 
Credit Card is U.S. Bank National Association ND, 
pursuant to a license from Visa U.S.A. Inc.

(C)H-D 2012. All rights reserved. Harley-Davidson, H-D, 
Harley, the Bar & Shield logo, Harley Chrome and 
MotorClothes are among trademarks of H-D Michigan, LLC.

To ensure that you continue to receive email from us, 
please add us to your Address Book (1800USBanks@usbank-email.com). 
Thank you.

You are receiving this email as a courtesy from U.S. Bank. 
Please know that you can modify your preferences or be 
removed from our mailing list at any time. Go to
https://emailpreferences.usbank.com/emailPref/email_usb_main.jsp?emailAddress=`eMail`

View the U.S. Bank Privacy Pledge at: 
http://www.usbank.com/privacypledge

We will never send you an email asking for personal information. 
Learn more at usbank.com

U.S. Bank, EP-MN-L20D, 200 South 6th Street, Minneapolis, MN 55402

(C)2012 U.S. Bank. All rights reserved.



HDV02A                                         Equal Housing Lender