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| Make a Smart Move and Save with This Great Balance Transfer Offer!1 |
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| Re: Your account ending in `lastFour` |
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| Dear `fullName`, |
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| It’s smart to save. With your Harley-Davidson® Visa® Card Account, you can take advantage of this special `offerAPR`% Promotional APR through your `billMonth`
billing cycle to consolidate your higher-rate balances, personal loans, or other debt. After that you will be charged your variable purchase APR, currently `currentAPR`%. |
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| Pay
down your higher-rate balances and use the savings for home
improvements, travel or just something special for yourself. Your
Savings, Your Choice! |
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This
special rate offer ends March 31, 2012. For more information about your
account or transferring a balance, call Cardmember Service at
800-699-2281.
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| `trackingCode` |
Interest and Fee Information
| APR for Promotional Offer |
`offerAPR`%
(Promotional APR through your `billMonth` billing cycle). After that,
you will be charged the APR for Purchases, currently `currentAPR`%. |
| Use by Date |
You
must transfer a balance by March 31, 2012 for the promotional APR to
apply. If you transfer a balance after that date, we may still honor
the transaction, but you will not receive the promotional APR. Instead,
the standard APR for Purchases will apply. |
| Fee |
Either 4% of the amount of each transaction or $5 minimum, whichever is greater. |
| Paying Interest |
We will begin charging interest on the transaction date. |
1We
may change APRs, fees, and other Account terms in the future based on
your experience with U.S. Bank National Association ND and its
affiliates as provided under the Cardmember Agreement and applicable
law. We apply your minimum payment to balances with lower APRs first.
Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances. U.S. Bank
National Association ND may return your balance transfer unpaid if the
amount of credit available on your Account is less than the amount on
the balance transfer plus transaction fees or if you have failed to make
minimum monthly payments by the payment due date. If your balance
transfer is paid, and the balance transfer amount including fees exceeds
your available credit limit, overlimit fees may be assessed in
accordance with your Cardmember Agreement. Please see your Cardmember
Agreement for more information. The merchant, financial institution or
creditor to which you present your balance transfer may also assess
return payment fees if the balance transfer is returned unpaid.
Balance transfers may not be written to U.S. Bank or Cardmember
Service. Balance transfers offered in response to the above promotional
offer do not earn rewards. The above disclosures are the complete terms
of this promotional discount offer. Rates are accurate as of `accurMonth`.
The creditor and issuer of Harley-Davidson® Visa Credit Card is U.S. Bank National Association ND, pursuant to a license from Visa U.S.A. Inc.
©H-D 2012. All rights reserved. Harley-Davidson, H-D, Harley, the Bar & Shield logo, Harley Chrome and MotorClothes are among trademarks of H-D Michigan, LLC.
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(1800USBanks@usbank-email.com). Thank you.
You are receiving this email as a courtesy from U.S. Bank. Please know that you can modify your preferences or be removed from our mailing list at any time. View the U.S. Bank Privacy Pledge. We will never send you an email asking for personal information. Learn more at usbank.com.
U.S. Bank, EP-MN-L20D, 200 South 6th Street, Minneapolis, MN 55402
© 2012 U.S. Bank. All rights reserved.
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HDV02A |
 Equal Housing Lender
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