View this email as a Web page.     Keith Hembre, Nuveen’s Chief Economist, discusses the economic outlook for 2012. In recent months, economic sentiment has oscillated between fears of a double dip recession and expectations for a strengthening and durable domestic recovery. In this special commentary, by Keith Hembre of Nuveen Investments, you’ll find his outlook for 2012 and insights on how the recovery will continue.     Jim Dumke and John Larik Decades specializing in Healthcare At Capital Equipment Group, we’ve made a significant effort to focus on the Healthcare segment, providing targeted financial solutions to medical and healthcare providers across the nation. With careers that have spanned decades, two of our employees spearhead efforts for Healthcare clients that need capital equipment. With 30 years in financing, Jim Dumke supports the Eastern region and partners as a resource with area managers on all healthcare related transactions. Since joining the Bank in 2007, Jim has been utilizing his healthcare background to structure complex deals in this segment. With over 25 years experience, John Larik has specialized in providing hospitals and other healthcare entities with financing and with new, used and refurbished medical equipment sales and re-marketing. As an active member of the Healthcare Financial Management Association¹, John supports the Western region.     Quality & value are keys to continued success Customers continued to rank U.S. Bank highly in overall satisfaction, quality and value according to American Customer Satisfaction Index (ACSI) November 2012 research¹. U.S. Bank once again exceeded the industry average and the four largest banks in the country. The ACSI released the results of the four largest banks in the country, along with industry average and the combined average of all other banks. The highest reported score for a bank was 73 and industry average was 75 for overall satisfaction. Looking at two primary drivers of overall satisfaction - quality and value - U.S. Bank remains above the industry average and the largest four banks. In customer retention, U.S. Bank scored significantly higher than the bank industry average.     New Outlook Report forecasts rise in investment in equipment & software in 2012 According to the Equipment Leasing & Finance Association¹ investment in equipment and software will grow by nine percent in 2012. Focused on the $628 billion equipment finance sector, the 2012 Equipment Leasing & Finance U.S. Economic Outlook report examines equipment investment and capital spending in the United States, and evaluates the effects on various factors in play currently and into the foreseeable future.     Please contact us to learn more or to discuss any financing needs: `eqf_name` | `eqf_title` U.S. Bank Equipment Finance Capital Equipment Group `eqf_email` | `eqf_phone`   Keith Hembre’s review & outlook Get vital economic news, trends, updates and perspectives on the current state of the economy and financial markets. Quarterly Market Views U.S. Bank Quarterly Profile Historically low rates continue into 2012. Financing has never been more affordable. As 2012 kicks off, make sure you’re taking advantage of continued historically low rates for financing equipment. Contact us today to establish an equipment line so you’re pre-approved for 2012 equipment neeeds.   1By selecting this link, you will leave U.S. Bank and enter a third-party Web site. U.S. Bank is not responsible for the content of, or products and services provided by this third party, nor does it guarantee the system availability or accuracy of information contained in the site. This Web site is not controlled by U.S. Bank. Please note that the third-party Web site may have privacy and information security policies that differ from those of U.S. Bank. This discussion is intended to be informational only and is not exhaustive or conclusive. The factual information provided has been obtained from sources believed to be reliable, but is not guaranteed as to accuracy or completeness. Applications are subject to normal credit approval. Other conditions and restrictions may apply. Please see a U.S. Bank representative for details. U.S. Bank Equipment Finance, Inc. is not offering legal, tax, accounting or financial advice. Customers are encouraged to consult with their tax and accounting advisors for a clear understanding of how various equipment financing products could impact their specific business conditions. Deposit Products offered by U.S. Bank N.A. Member FDIC. To ensure that you continue to receive email from us, please add us to your Address Book (1800USBanks@usbank-email.com). Thank you. You are receiving this email as a courtesy from U.S. Bank. Please know that you can modify your preferences or be removed from our mailing list at any time. View the U.S. Bank Privacy Pledge. We will never send you an email asking for personal information. Learn more at usbank.com. U.S. Bank · EP-MN-L20D · 200 South 6th Street · Minneapolis, MN 55402 © 2012 U.S. Bancorp. All rights reserved.