*U.S. Bank EquiLine home equity lines of credit Annual Percentage Rates (APR) will vary at Prime Rate as published in The Wall Street Journal. The Prime Rate has decreased 2.25% since September 2007. As of January 30, 2008, the variable rates for lines of credit range from 6.00% APR (for loan to values of 80% or less) to 10.00% APR (for loan to values up to 100%) in conjunction with any new or existing U.S. Bank checking account. There is a floor rate of 4.99% APR. The rate will not exceed 25% APR. An annual fee of up to $90 may apply after the first year. A $50 set-up fee is waived for the first Fixed Rate Option request but applies to subsequent requests. Fixed rate home equity installment loans are also available and priced separately. 0.50% discount requires automatic payment from a U.S. Bank checking account. Contact us for installment loan rate information. Offer is subject to normal credit approval. Property insurance is required. Rates subject to change. Some restrictions may apply. Consult your tax advisor regarding tax deductibility. Offered through U.S. Bank National Association ND. Member FDIC.

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U.S. Bank · EP-MN-L28M · 200 South 6th Street · Minneapolis, MN 55402