U.S. Bank
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Apply with a qualified cosigner (1) for a U.S. Bank DirectEd Loan
and get the money you need for school.

__http://www.usbank.com/DirectEdReapply

Hi @profile.DAS_FIRST_NAME@:
Thanks for submitting your application for a U.S. Bank DirectEd
Loan. Did you know that if you are declined, and you reapply with
a qualified cosigner, (1) you have a much greater chance of getting
the money you need, and securing a lower interest rate? It's
true!

__http://www.usbank.com/DirectEdReapply

So reapply now, and you can:

-- get a preliminary approval in as little as 15 minutes.
-- receive a check in as few as 5 business days for up to
$40,000 (2) a year.

And, when you reapply with a qualified cosigner, it doesn't
matter if you've been declined in the past, or if you don't have
an established credit history. (3)

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(1) A qualified cosigner is anyone who applies and meets the
underwriting criteria for this loan program. Subject to credit
approval.

(2) Undergraduate and graduate borrowers may borrow annually up to
the lesser of the cost of attendance or $30,000 ($40,000 for
certain schools where it has been determined that the annual cost
of attendance exceeds $30,000). Borrowers in Continuing Education
and K-12 loan programs may borrow annually up to $30,000.

(3) Student applicants cannot be listed as a debtor in a pending
bankruptcy proceeding.

(C) 2007 U.S. Bank. All rights reserved. For complete program
details, visit usbank.com/DirectEdReapply.

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Deposit products offered by U.S. Bank, N.A.
Equal Housing Lender

U.S. Bank, EP-MN-BB1R, 2751 Shepard Road, St. Paul, MN 55116