U.S. Bank
www.usbank.com

Easy, smart financing for home improvements or major purchases

A U.S. Bank Home Equity Account is the smart way to borrow up to
125% of your home's value.

Save money with:
	
- Tax-deductible interest*
- No closing costs
- Competitive fixed or variable rates

Save time with:
	
- An easy application
- A decision in just minutes
- Closing in as few as three days

Applying is easy, so do it today!
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Call 1-888-444-BANK or visit any U.S. Bank branch.
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View Rates
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Apply Now
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Home Equity Solutions
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Frequently Asked Questions
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*U.S. Bank EquiLine home equity lines of credit Annual Percentage
Rates (APR) will vary at Prime Rate as published in the Wall
Street Journal.  As of September 18, 2007, the variable rates for
lines of credit range from 7.75% APR (for loan to values of 80%
or less) to 9.75% APR (for loan to values up to 100%) in
conjunction with any new or existing U.S. Bank checking account. 
There is a floor rate of 4.99% APR. The rate will not exceed 25%
APR.  An annual fee of up to $90 may apply after the first year. 
A $50 set-up fee is waived for the first Fixed Rate Option
request but applies to subsequent requests.  Fixed rate home
equity installment loans are also available and priced
separately.  0.50% discount requires automatic payment from a
U.S. Bank checking account.  Contact us for installment loan rate
information.  Offer is subject to normal credit approval. 
Property insurance is required.  Rates subject to change.  Some
restrictions may apply.  Consult your tax advisor regarding tax
deductibility.  Offered through U.S. Bank National Association ND.

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Deposit products offered by U.S. Bank, N.A.
Equal Housing Lender

U.S. Bank, EP-MN-BB1R, 2751 Shepard Road, St. Paul, MN 55116