U.S. Bank www.usbank.com A Premier Line of Credit gives your checking account the power to do more. As a valued checking customer, you're entitled to the best financing solutions -- like the U.S. Bank Premier Line of Credit. Designed to complement your checking account, a Premier Line offers: - No Annual Fee - Discounted interest rates -- as low as Prime + 1% - A generous credit limit (up to $25,000) And you can conveniently manage your cash flow 24/7with easy advances into your checking account -- typically with no cash advance fees! Permanent rate discounts make a Premier Line perfect for large purchases. - 1% Rate Discount for purchases or cash advances over $1000 - 2% Rate Discount for purchases or cash advances over $2500 - Automatic 1% U.S. Bank checking customer rate discount Apply today for a U.S. Bank Premier Line or call 1-888-444-BANK or visit any U.S. Bank branch. __http://www.usbank.com/usbanklocations/search.jsp Apply Now __http://www.usbank.com/cgi_w/cfm/personal/products_and_services/loans_and_credit_lines/usb_creditline_ps.cfm Branch Locations __ http://www.usbank.com/usbanklocations/search.jsp ------------------------------------------------- Approval for U.S. Bank Premier Line is based on meeting underwriting policy guidelines and is subject to credit qualifications. Transaction level discounts available only for Premier Line account holders with a U.S. Bank personal checking account and a qualifying purchase. For example, as of July 23, 2007, a Premier Line account with a base rate of Prime + 3% is charged an Annual Percentage Rate (APR) of 11.25%. Rates for Premier Line range from Prime + 3% to Prime + 8%, currently 11.25% APR to 16.25% APR. Premier Line account holders with a U.S. Bank personal checking account who make a purchase from $1,000 up to $2,499 would receive a permanent transaction discount of 1.0%, Prime + 2% to Prime + 5%, currently 10.25% APR to 13.25% APR. Premier Line account holders with a U.S. Bank personal checking account who make a purchase over $2,500 would receive a permanent transaction discount of 2.0%, Prime + 1% to Prime + 4%, currently 9.25% APR to 12.25% APR. Rates are subject to change and may vary monthly. An $18 Enrollment Fee is waived for new or existing U.S. Bank personal checking account holders. This offer cannot be combined with any other discounts. The annual fee is waived for U.S. Bank personal checking account holders or $0 for the first year and every year that you charge at least one transaction to the account, otherwise $24. Delinquency APR, fixed 23.99%. A fixed closed account maintenance fee of $2.50 per month is imposed on closed accounts with a balance. Other fees: Cash advance fee 3% or $15 minimum, $50 max. Cash Equivalent fee 4% or $10 minimum, no maximum. Over-limit fee is $35. Late payment fee is $29 - $38. Some additional restrictions may apply. U.S. Bank Premier Line unsecured lines of credit are offered through U.S. Bank National Association ND. 2007 U.S. Bancorp, U.S. Bank. You are receiving this email as a courtesy from U.S. Bank. Please know that you can modify your preferences or be removed from our mailing list at any time: __http://www.usbank.com/email We will never send you an email asking for personal information. Learn more at usbank.com. U.S. Bank - 2751 Shepard Road - St Paul, MN 55116