---------------------------------------------------------------- U.S. Bank ---------------------------------------------------------------- Save with a low 6.969% APR* until October 2007 after you spend $250 on qualifying healthcare expenses. @profile.DAS_FULL_NAME@, with healthcare costs so high, you may appreciate a little help. That's why for a limited time you'll enjoy this special offer to save on healthcare expenses. - Get a low 6.99% APR* on all additional payments once you spend $250 in qualifying healthcare expenses. - Make all payments between March 1 and April 30, 2007. - Enjoy your reduced rate for 6 months. After you spend $250 for healthcare expenses, you can take advantage of this special rate offer on additional medical costs such as doctor and dentist visits, diagnostic services and lab fees, eyeglasses and more. Did you know? A U.S. Bank Health Savings Account (HSA) can help you save for healthcare expenses. It's a tax-advantaged way to put money aside, with beneifts that include reduced health insurance premiums, control of your money, flexibility, and long-term savings. What's more, unlike Flexible Spending Accounts, there is no "use it or lose it." The money stays in your account, making it a smart way to save for retirement, too! Learn more. __http://www.usbank.com/hsa Get a low 6.99% APR* until October 2007 and enjoy a convenient way to pay for healthcare expenses! Questions? Call us 24/7 at 800-285-8585. *Your promotional daily periodic rate of 0.0192% (corresponding 6.99% ANNUAL PERCENTAGE RATE) will be applied to all qualifying healthcare purchases made after the required $250 in healthcare purchases have been made between March 1 and April 30, 2007. This promotional rate: - Will be applied to qualified purchases through the closing date of the billing cycle that ends in October 2007. - Does not apply to cash advances and balance transfers. - Is for the use of this promotion only and is not a permanent change in terms. - Cannot be used to make payments on U.S. Bank accounts. - Is applied to qualifying purchases in order based upon the date and time in which they post to your account; note that the date and time a purchase posts to your account differs from the date and time a purchase is actually made. We may change APRs, fees and other Account terms in the future as provided under the Cardmember Agreement and applicable law. Your account must remain open, have available credit and be current (no minimum payment past due) to receive the promotional rate. The rate will end early and increase to the current applicable APR if your Account is delinquent, over the limit or closed. We apply payments to balances with lower APRs, including promotional APRs, before balances with higher APRs. The variable APR for purchases or any Delinquency Rate then in effect will apply to any outstanding balances after the promotional period ends. For a complete list of qualifying expenses, call Cardmember Service 24 hours a day at 800-285-8585. ---------------------------------------------------------------- The creditor and issuer of your U.S. Bank credit card is U.S. Bank National Association ND, P.O. Boc 6352, Fargo, ND 58125-6352. To ensure that you continue to receive email from us, please add us to your Address Book (1800USBanks@usbank-email.com). Thank you. You are receiving this email because you are a customer of U.S. Bank. Please know that you can modify your preferences or be removed from our mailing list at any time. Modify __http://www.usbank.com/email Be removed __http://www.usbank.com/email View the U.S. Bank Privacy Pledge. We will never send you an email asking for personal information. Privacy Pledge __http://www.usbank.com/privacy Learn more at usbank.com. __http://www.usbank.com U.S. Bank Member FDIC, Equal Housing Lender U.S. Bank, EP-MN-BB1R, 2751 Shepard Road, St. Paul, MN 55116 71030