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*Approval for U.S. Bank Premier Line is based on meeting
underwriting policy guidelines and is subject to credit
qualifications. Transaction level discounts available only for
Premier Line account holders with a U.S. Bank personal checking
account and a qualifying purchase. For example, as of December
12, 2006, a Premier Line account with a base rate of Prime + 3%
is charged an Annual Percentage Rate (APR) of 11.25%. Rates for
Premier Line range from Prime + 3% to Prime + 8%, currently
11.25% APR to 16.25% APR. Premier Line account holders with a
U.S. Bank personal checking account who make a purchase from
$1,000 up to $2,499 would receive a permanent transaction
discount of 1.0%, Prime + 2% to Prime + 5%, currently 10.25% APR
to 13.25% APR. Premier Line account holders with a U.S. Bank
personal checking account who make a purchase over $2,500 would
receive a permanent transaction discount of 2.0%, Prime + 1% to
Prime + 4%, currently 9.25% APR to 12.25% APR. Rates are subject
to change and may vary monthly. An $18 Enrollment Fee is waived
for new or existing U.S. Bank personal checking account holders.
This offer cannot be combined with any other discounts. The
annual fee is waived for U.S. Bank personal checking account
holders or $0 for the first year and every year that you charge
at least one transaction to the account, otherwise $24.
Delinquency APR, fixed 23.99%. A fixed closed account
maintenance fee of $2.50 per month is imposed on closed accounts
with a balance. Other fees: Cash advance fee 3% or $15 minimum,
$50 max. Cash Equivalent fee 4% or $10 minimum, no maximum.
Over limit fee is $35. Late payment fee is $29 - $38. Some
additional restrictions may apply. U.S. Bank Premier Line
unsecured lines of credit are offered through U.S. Bank National
Association ND. ©2007 U.S. Bancorp, U.S. Bank.
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U.S. Bank · 2751 Shepard Road · St. Paul, MN 55116
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