U.S. Bank ------------------------------------------------- Financial safety. Personal security. Friendly people to assist you. You’ve worked hard to make your finances safe and secure. At U.S. Bank(R), we’re committed to ensuring your credit card account is just as secure with: >>No liability for unauthorized use if your card is lost or stolen(1) >>100% Fraud Protection to help protect you against identity theft(1) >>Optional PrivacyGuard(R) to let you check your credit history for accuracy and signs of fraudulent activity(1) PrivacyGuard is an extra layer of security so you can easily monitor your credit report and score. Receive PrivacyGuard® at no cost (a $60 value) for six months when you use your U.S. Bank credit card for @profile.DECLARED_INTEREST21@ between November 1 and December 31, 2006.+ Remember, you can make your payments directly at your local U.S. Bank branch, mail them or pay by phone — whatever is comfortable for you. So use your card with confidence — anytime, anywhere. Learn more about the features and benefits of your U.S. Bank credit card. ------------------------------------------------- 1) Certain conditions and exclusions may apply. See your Cardmember Agreement for details. *Once you become eligible to receive PrivacyGuard at no cost for 6 months, U.S. Bank will alert PrivacyGuard to mail membership kit. Allow 6-8 weeks for Privacy Guard to deliver your membership kit, then complete and return the enclosed form in your membership kit to activate your credit monitoring service. Daily monitoring will notify members of any inquiries, significant changes in credit score, certain derogatory information, or accounts that have been added to their credit reports as reported by a national credit reporting agency. If no information has been added or changed, then the member will receive a quarterly notification stating that no information has changed within their credit file. The Personal Identity Theft Protection insurance benefits are provided to all members, together with PrivacyGuard’s other benefits, through Alliance Marketing Association (the “Association”). Upon enrollment in the PrivacyGuard service, you will automatically be admitted as a member of the Association. The Personal Identity Theft Protection insurance benefits are underwritten by Virginia Surety Company, Inc., which has issued the master policy with respect to such benefits. Evidence of coverage under the master policy will be available to you upon enrollment in the PrivacyGuard service. The summary of policy benefits, terms, conditions and limits of coverage set forth in the evidence of coverage are subject to the terms of the master policy. Neither Trilegiant Corporation, its credit information subcontractors nor Alliance Marketing Association shall have any liability for the accuracy of the information contained in the credit reports or Credit Alert® reports which you receive, including any liability for damages, direct or indirect, consequential or incidental. PrivacyGuard is not a credit counseling service and does not promise to help you obtain a loan or improve your credit record, history, or rating. PrivacyGuard is a service provided by Trilegiant Corporation in conjunction with Alliance Marketing Association. The PrivacyGuard service may be modified or improved at any time and without prior notice. PrivacyGuard and Credit Alert are registered service marks of Affinion Publishing, Inc. This product is available through U.S. Bancorp Insurance Services, LLC, in Montana U.S. Bancorp Insurance Services of Montana, Inc., and in Wyoming U.S. Bankcorp Insurance & Investments Inc. All are licensed insurance agencies and subsidiaries of U.S. Bancorp and affiliates of U.S. Bank. Policies are underwritten by unaffiliated insurance companies. U.S. Bank CA Agency Number OE 24641. +PrivacyGuard will be awarded for 6 months at no cost if the total net purchases equal @profile.DECLARED_INTEREST21@ or more between November 1 and December 31, 2006. Offer does not apply to Cash Advances, Convenience Checks or Balance Transfers. Your account must be in good standing to qualify. This offer is valid for the Cardmember and U.S. Bank Account indicated above and is non-transferable. For qualifying accounts, PrivacyGuard membership will be delivered within 6-8 weeks after December 31, 2006. After 6 months, PrivacyGuard membership will expire. (C)2006, Trilegiant Corporation Not FDIC Insured Not a Deposit Not Guaranteed by the Bank Not Insured by any Federal Government Agency To ensure that you continue to receive email from us, please add us to your Address Book (1800USBanks@usbank-email.com). Thank you. You are receiving this email as a courtesy from U.S. Bank. Please know that you can modify your preferences or be removed from our mailing list at any time: __http://www.usbank.com/email We will never send you an email asking for personal information. Learn more at: __http://www.usbank.com View the U.S. Bank Privacy Pledge: __http://usbank.com/online_privacy.html @profile.DECLARED_INTEREST20@ usbank.com The creditor and issuer of you U.S. Bank credit card is U.S. Bank National Association ND, P.O. Box 6352, Fargo, ND 58125-6352.