U.S. Bank ------------------------------------------------- Did you know? Building good credit today means having more of what you want tomorrow. You’ll need lots of things in the future. A good job . . . a new home . . . maybe a new car. Your credit history will play an important role in obtaining these things and in reaching other goals you may have. Your credit history is your financial profile. It’s contained in a credit report that is kept on file by one or more of the three main credit bureaus. Your credit history tells lenders and other inquirers: >>How promptly you have paid off credit cards and loans >>How well you have handled other bills, such as rent and utilities >>How much credit you still have available on your cards At U.S. Bank(R), we want to help you learn more about your credit and how to keep it strong. Your U.S. Bank College Rewards Card helps you today while you build good credit for tomorrow. For more information, click here. __http://www.usbank.com/credit101 Or call Cardmember Service: 1-800-285-8585. Tips on how to build good credit for tomorrow: >>Complete credit applications carefully and always use the same name. >>Use your credit cards responsibly to establish a positive pattern of paying your bills on time. Be careful not to reach their limits - or exceed them. >>Always pay bills on time and make at least the minimum payment. >>If you change your address, update your account information to avoid the loss of bills or late receipt. >>If you have problems making your payments, contact your creditors. In many cases they will work with you to figure out a payment plan. ------------------------------------------------- To ensure that you continue to receive email from us, please add us to your Address Book (1800USBanks@usbank-email.com). Thank you. You are receiving this email as a courtesy from U.S. Bank. Please know that you can modify your preferences or be removed from our mailing list at any time: __http://www.usbank.com/email We will never send you an email asking for personal information. Learn more at: __http://www.usbank.com View the U.S. Bank Privacy Pledge: __http://usbank.com/online_privacy.html Deposit products offered by U.S. Bank, Member FDIC, Equal Housing Lender. @profile.DECLARED_INTEREST20@ usbank.com The creditor and issuer of you U.S. Bank credit card is U.S. Bank National Association ND, P.O. Box 6352, Fargo, ND 58125-6352.