Build your credit for now and for your future.

Dear @profile.DAS_NAME@,

Your credit history is a lot like your college
education - the more you learn now, the more it
can help in the future. And you've got a great
start with your U.S. Bank(R) credit card!

Your U.S. Bank card is much more than a
convenient way to pay. It's the smart way to
establish and build your credit to help with
goals like buying a car, renting an apartment -
even getting a job. Here are a few tips to build
a good credit history...

- Make your payments on time - even 1 or 2 late
  payments can lower your credit score

- Try to pay more than just the minimum amount
  due - by doing so, it will keep interest down

- Don't go over your limit

- Make sure you don't build up more debt than you
  can afford

For more useful information, visit us online: 
http://www.usbank.com/credit101

Or if you need help managing your credit, contact
Cardmember Service at 1-800-285-8585.

Sincerely,

Lynn Heitman 
Senior Vice President 
Retail Payment Solutions

P.S. Did you know U.S. Bank provides Online
Account Alerts to help manage your account?
For more details, visit us online: 
http://www.usbank.com

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P.O. Box 6352, Fargo, ND 58125-6352.

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