
	Dear @profile.DAS_NAME@, Your credit history is a lot like your college education — the more you learn now, the more it can help in the future. And you’ve got a great start with your U.S. Bank^® credit card! Your U.S. Bank card is much more than a convenient way to pay. It's the smart way to establish and build your credit to help with goals like buying a car, renting an apartment — even getting a job. Here are a few tips to build a good credit history... Make your payments on time — even 1 or 2 late payments can lower your credit score Try to pay more than just the minimum amount due — by doing so, it will keep interest down Don’t go over your limit Make sure you don’t build up more debt than you can afford For more useful information, visit us online or if you need help managing your credit, contact Cardmember Service at 1-800-285-8585. Sincerely,

	Lynn Heitman Senior Vice President Retail Payment Solutions P.S. Did you know U.S. Bank provides Online Account Alerts to help manage your account? For more details, visit us online.

	@profile.DECLARED_INTEREST20@

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