Dear <Field 1, Firstname>,

You work hard. And play hard. And your U.S. Bank® credit card keeps up because it’s the easy way to manage spending. Plus you save with exclusive offers like this:

Total more than <Field 2, $XXX> in card purchases between
May 15 and June 30, 2006 to receive a low 5.99% APR on all your additional purchases until March 2007.*

With a rate as low as 5.99% APR, you can really save on interest by paying
off any higher-rate balances you may have. Or get away for the weekend.
Update your wardrobe. Or shop online and save at usbank.com/usbmall.
You always enjoy:

  • More purchasing power for your everyday spending
  • FREE online account management
  • Customer service representatives available anytime, day or night

So take advantage of this special rate today.

Learn more about the features and benefits of your U.S. Bank credit card.
 

*We may change APRs, fees and other Account terms in the future as provided under the Cardmember Agreement and applicable law. Your account must remain open and current (no minimum payment past due) to receive the promotional rate. The rate will end early and increase to the current applicable APR if your Account is delinquent, over the limit or closed.

We apply payments to balances with lower APRs, including promotional APRs, before balances with higher APRs. The variable APR for purchases or any Delinquency Rate then in effect will apply to any outstanding balances after the promotional period ends.

Your promotional daily periodic rate of .0164% (corresponding 5.99% ANNUAL PERCENTAGE RATE) will be applied to all purchases made after the required <Field 2, $XXX> in spending has been made between May 15 and June 30, 2006. This promotional rate:

  • Will be applied to qualified purchases through the closing date of the billing cycle that ends in March 2007.
  • Does not apply to cash advances and balance transfers.
  • Is for the use of this promotion only and is not a permanent change in terms.
  • Cannot be used to make payments on U.S. Bank accounts.
  • The promotional rate is applied to qualifying purchases in order based upon the date and time in which they post to your account; note that the date and time a purchase posts to your account differs from the date and time a purchase is actually made.
  
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