Simplify your life and enhance your lifestyle! Now you can get a special reduced rate of 4.99% APR—a rate that will allow you to consolidate any high interest bills you may have, lower your payment and get the things you want.

@profile.DECLARED_INTEREST21@ your card to:

  • Receive a 4.99% APR on any purchases after @profile.DECLARED_INTEREST22@ in purchases.
  • Make your purchases between April 1 and June 30, 2006.
  • Enjoy a reduced rate on your qualifying purchases for 9 months.

It's easy to qualify for this low promotional rate by using your U.S. Bank credit card, rather than other cards, checks or cash. @profile.DECLARED_INTEREST23@ your card to get what you want, then save with a lower APR of 4.99% on your purchases for 9 months!

Learn more about the features and benefits of your U.S. Bank credit card.
Your promotional daily periodic rate of .0137% (corresponding 4.99% ANNUAL PERCENTAGE RATE) will be applied to all purchases made after the required @profile.DECLARED_INTEREST24@ in spending has been made between April 1 and June 30, 2006. This promotional rate:
  • Will be applied to qualified purchases through the closing date of the billing cycle that ends in March 2007.
  • Does not apply to cash advances and balance transfers.
  • Is for the use of this promotion only and is not a permanent change in terms.
  • Cannot be used to make payments on U.S. Bank accounts.
  • The promotional rate is applied to qualifying purchases in order based upon the date and time in which they post to your account; note that the date and time a purchase posts to your account differs from the date and time a purchase is actually made.

We may change APRs, fees and other Account terms in the future as provided under the Cardmember Agreement and applicable law. Your account must remain open and current (no minimum payment past due) to receive the promotional rate. The rate will end early and increase to the current applicable APR if your Account is delinquent, over the limit or closed.

We apply payments to balances with lower APRs, including promotional APRs, before balances with higher APRs. The variable APR for purchases or any Delinquency Rate then in effect will apply to any outstanding balances after the promotional period ends.

The creditor and issuer of your U.S. Bank credit card is U.S. Bank National Association ND, P.O. Box 6352, Fargo, ND 58125-6352.

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@profile.DECLARED_INTEREST20@