WorldPerks(R) Visa(R) ------------------------------------------------- A SPECIAL MESSAGE FROM WORLDPERKS(R) VISA(R) Dear WorldPerks Visa Cardmember, Thank you for being a valued WorldPerks Visa Cardmember. Remember to ring in the New Year with your WorldPerks Visa Card. Entertain family and friends, shop for gifts or pay for your new health club membership for those New Year resolutions. We look forward to serving you in the New Year. WorldPerks Visa SAVE TIME IN THE NEW YEAR Did you resolve to spend more time with friends and family in 2006? Use your WorldPerks(R) Visa(R) Card to automatically pay bills like telephone, cable and utilities. It's a convenient, no-hassle way to make payments! Best of all, you can earn WorldPerks miles! Call your service providers and tell them to bill your WorldPerks Visa Card. TEN WAYS TO USE YOUR WORLDPERKS(R) VISA(R) IN 2006 10. Buy groceries 9. Reserve theatre tickets 8. Buy new shoes 7. Pay monthly bills 6. Shop at online retailers 5. Rent cars 4. Pay for childcare 3. Buy gifts 2. Make reservations at Northwest Airlines(R) 1. Throw a New Year's Party! ------------------------------------------------- *This link will take you to a third party site. WorldPerks Visa is not responsible for the content of, or products and services provided by, the third party site, nor does it guarantee the accuracy of information contained in the site. Please note that the third party site may have privacy and information security policies that differ from WorldPerks Visa's. U.S. Bank National Association ND is the creditor and issuer of the WorldPerks Visa Card To ensure that you continue to receive email from us, please add us to your Address Book (1800USBanks@usbank-email.com). Thank you. At U.S. Bank, protecting your privacy is our priority. For your safety, we will never request your personal information, such as IDs, passwords or PINs via email and recommend that you do not share this information with others. Sharing this information gives the recipient full access to your account. If you receive an email requesting your personal information, please forward it to fraud_help@usbank.com or call our Fraud Liaison Center toll-free at 1-877-595-6256. You are receiving this email as a courtesy from U.S. Bank. Please know that you can modify your preferences or be removed from our mailing list at any time. http://usbank.com/email View the U.S. Bank Privacy Pledge. We will never send you an email asking for personal information. Learn more at usbank.com. http://www.usbank.com/privacy_pledge.html U.S. Bank EP-MN-BB1R 2751 Shepard Road St. Paul, MN 55116