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In this issue of TM Forum, we share a pilot customer's experience with U.S. Bank On-Site Electronic Deposit, as well as helpful information on managing your company's cash flow in a rising interest rate environment. You'll also find some exciting news about the pilot of U.S. Bank SinglePointSM, our new treasury management Web portal. TM Forum is being sent to you as a courtesy of your U.S. Bank Treasury Management Sales Consultant. Forward this message to a colleague.

Turning the Promise of Check 21 into Reality
Want evidence that Check 21 is living up to its promise? Look no further than rural lender AgriBank. By utilizing U.S. Bank On-Site Electronic Deposit, AgriBank expects to eliminate approximately 200 banking relationships and create annual savings exceeding a quarter of a million dollars. Read the details.

Rising Rates Require Treasurers to Revisit Investment Strategies
Many treasury managers who abandoned sweep accounts in recent years when short-term interest rates hit historic lows are now having a change of heart. Learn what treasury strategies are in vogue now that rates are on the rise–including sweep accounts, loan sweeps and "ladder" and "barbell" investing.

Pilot Program for U.S. Bank SinglePoint
Takes Off Soon
The pilot program for U.S. Bank's new treasury management suite of online services is set to begin shortly. Find out about the efficiency, speed and flexibility that the SinglePoint Web portal will bring to everyday treasury activities.

Visit our booth (#551)
at the Association for
Financial Professionals
(AFP) Conference*
in San Antonio,
October 9-12, 2005.

For economic
highlights, see our
Economic Prospects

Find a U.S. Bank Treasury Management Sales Consultant
in your area
*U.S. Bank is not responsible for the content of, or products and services provided by, Association for Financial Professionals (AFP) at www.afponline.org nor does it guarantee the accuracy of information contained in this site. Please note that the U.S. Bank privacy and information security policies may differ from Association for Financial Professionals (AFP) at www.afponline.org.

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