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Your U.S. Bank EquiLine is smart financial management. A U.S Bank EquiLine offers you flexibility and control when it comes to managing your finances, at rates that are typically lower than most other credit arrangements: • The interest you pay may be tax deductible** • Fixed Rate Option • No closing costs • 1% discount off standard rates with a new or existing qualifying U.S. Bank checking account With closings in as few as three days, you’ll have easy access to the money you need for whatever you want. Use it to furnish your home in style … to complete your landscaping plans …
for a home theater system … anything you dream of for your home can now be yours! |
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| *The 5.25% variable APR is available with any new or existing U.S. Bank checking account, loan to value (LTV) of 80% or less and credit limit greater then $10,000.
Higher rates apply for higher loan to values. The Annual Percentage Rate (APR) will vary at Prime Rate as published in the Wall Street Journal. As of April 15, 2005 the variable rate for line of credit is Prime - .50% to Prime + 2.50%. The APR is 5.25% to
8.25%. There is a floor rate of 3.99% APR. The rate will not exceed 25% APR. There is an annual fee of up to $90 after the first year. The first Fixed Rate Option is free; each additional one is $50. Offer is subject to normal credit approval. Property insurance is required.
**Interest on amounts exceeding 100% of the available equity is not tax deductible. Consult your tax advisor regarding the deductibility of interest. Rate subject to change. Some restrictions may apply. Home Equity loans and lines of credit are offered through U.S. Bank National Association ND. To ensure that you continue to receive email from us, please add us to your Address Book (1800USBanks@usbank-email.com). Thank you. You are receiving this email as a courtesy from U.S. Bank. Please know that you can modify your preferences or be removed from our mailing list at any time. View the U.S. Bank Privacy Policy. We will never send you an email asking for personal information. Learn more at usbank.com. Deposit products offered by U.S. Bank, Member FDIC, Equal Housing Lender. U.S. Bank · EP-MN-BB1R · 2751 Shepard Road · St. Paul, MN 55116 |
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