*Offer available only to applicants with property located within the U.S. Bank lending area. 5.99% fixed APR available for terms up to 20 years on home equity loans with a U.S. Bank checking account with ACH and loan-to-value (LTV) of 80% or less. Higher rates apply for higher LTVs. Minimum loan amount or increase of $10,000 required. Consult your tax advisor regarding deductibility of interest. On a $10,000, 20 year loan at 5.99% APR, monthly payments would be $71.59. Payment example does not reflect the optional 90 days to first payment and interest and credit insurance premiums accrue during the 90-day no pay period. Rates subject to change. Offer is subject to normal credit qualifications. Some additional restrictions may apply. Not available with other discounts. Home equity loans are offered through U.S. Bank National Association. Member FDIC. To ensure that you continue to receive email from us, please add us to your Address Book (1800USBanks@usbank-email.com). Thank you. View the U.S. Bank Privacy Policy. We will never send you an email asking for personal information. Learn more at usbank.com. Deposit products offered by U.S. Bank, Member FDIC, Equal Housing Lender. U.S. Bank · EP-MN-BB1R · 2751 Shepard Road · St. Paul, MN 55116