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Debt Consolidation: A Sure Cure for Your Holiday "Financial Hangover"
If you're like many people, you may be facing a serious "financial hangover" this month when the holiday bills from all of your shopping arrive. So why not consolidate the separate bills into one, easy-to-manage home equity loan or home equity line of credit?
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Retirement Savings are For Everyone...Even Late Bloomers
Nowhere is the old saying "Time is money" more true than when it comes to saving and investing for retirement. But what if you've gotten a late start? Well, there's another saying that you should take to heart: It's never too late to start."
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Making Major Money Decisions: A Financial Professional Can Help
The demands of our busy lives make money management a low priority for many of us. That's why a financial professional can be very worthwhile, no matter what life phase you're in - nearing you golden years, funding an education, expanding your family - whatever.
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Special Certificate of Deposit Rate for usbank.com Customers Only
As a valued usbank.com customer, you can take advantage of an exclusive Certificate of Deposit (CD) rate that's not available in our branches or over the phone. Hurry—offer ends soon! Apply online today.

Special Offer, Only for Internet Banking Customers
For a limited time, U.S. Bank Internet Banking customers will save 15% off TurboTax® for the Websm program! This easy-to-use online tax program takes the stress out of your 2004 tax preparation process with a risk-free trial, step-by-step help, maximized tax breaks and much more. Start your return* and save today!

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U.S. Bank · EP-MN-BB1R · 2751 Shepard Road · St. Paul, MN 55116