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	Welcome! Managing your financial health and well-being can be a big job. U.S. Bank can help! Each month, our free eNewsletter provides a wealth of valuable information on timely topics to help you achieve your financial goals, including: valuable tips and tools financial news and updates special product offers expert advice and insights Plus, you'll be the first to know when we add new enhancements. If you no longer wish to receive updates and offers, you may unsubscribe at any time. Why IRAs are the Ultimate Retirement Savings Vehicle For those serious about saving for retirement, the news just keeps getting better and better! There are now more tax-advantaged ways than ever to stash money aside for your golden years. More >> Preparing Your Finances for an Emergency It's a sad but inevitable fact of life: Bad things happen (and often when we least expect it). But it's not always the big bumps that catch us off our guard. Sometimes the little emergencies hit us hard too. The key? Have a financial plan in place well before an emergency strikes. More >> Should You Buy or Lease Your New Car? Fall is upon us, and that new car smell is in the air! This time of year, many dealers are eager to get 2004 cars off their lots to make room for the incoming 2005 models. The offers can be quite tempting. More >>


	Who Says Home Equity Rates Have to Go Up? Introducing the EquiLine Rate Reward from U.S. Bank - it's the only rate that drops .25% every six months. But it's a limited time offer, so you better move quickly if you want the only home equity rate that's guaranteed to fall. More >> New Job / Changing Jobs According to the Department of Labor, the typical American changes jobs about every three and a half years. Many times, job changes are the employee's choice. But often they're due to factors beyond a person's control, like corporate mergers or downsizing. So how can you stay prepared? It might be easier than you think. More >> Stretch your paycheck further by creating a budget. Simplify payday by using direct deposit. Avoid tax problems by establishing the right tax-withholding amount with your employer. Maximize bonuses and pay raises by starting an investment account or paying off your credit card debt.

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