U.S. Bank - Money Wise >> Your Opinion Counts at U.S. Bank << We're committed to making your overall banking experience the very best. One way we try to accomplish this is with our monthly eNewsletter. We hope you find the articles and tips useful in achieving your financial goals. We constantly strive to improve our eNewsletter and invite you to take a short online survey to share your opinions with us. It's completely confidential, and your input can help us improve it even more! We greatly appreciate your time and feedback. Take the survey now at: http://www.usbank.com/survey/index.cfm?email=nnnnnnn&source=nnnnnnn >> Debt-Free Living -- It's Not the Impossible Dream << Did you know that U.S. Americans now carry a total debt load (excluding mortgage debt) of almost $2 trillion -- that's trillion with a "T" -- or $18,700 for every family in America? It's a staggering amount to be sure, but there is hope for those who feel buried in debt. More: http://www.usbank.com/debtfree >> A Penny Saved: Painless Tips for Revving Up Your Savings << "No pain, no gain." While it may be an appropriate thought at the gym, "pain" does not have to apply to saving money. So how much should you save? We've got some great tips to help you find the plan that best suits your individual needs. More: http://www.usbank.com/penny >> Check Images: A Success Story << The results are in – our customers love check images! Last month, we told you about U.S. Bank Check Images, a new Internet Banking service that allows us to capture, archive and deliver electronic images of checks and deposit slips in various formats. We thought you might enjoy reading some of the feedback we received. More: http://www.usbank.com/checkimages - QUICK TIPS - >> How to Determine if Your Debt Out of Control << There are plenty of warning signs that debt may be getting out of control. For example, do you: * Pay only monthly minimums or miss payments on charge accounts? * Consolidate debts by borrowing from a high-interest lender? * Depend on overtime or moonlighting to cover monthly bills? * Find it impossible to save money, or constantly withdraw money from your savings to cover bills? * Hope that checks you've written don't clear the bank before payday? * Borrow from friends and relatives to cover basic expenses? If you answered "yes" to one or more of these, maybe it's time to take control. We can help. More: http://www.usbank.com/calculate ------------------------------------------------- To ensure that you continue to receive email from us, please add us to your Address Book (1800USBanks@usbank-email.com). Thank you. At U.S. Bank, protecting your privacy is our priority. For your safety, we will never request your personal information, such as IDs, passwords or PINs via email and recommend that you do not share this information with others. Sharing this information gives the recipient full access to your account. If you receive an email like this, please forward it to fraud_help@usbank.com or call our Fraud Liaison Center toll-free at 1-877-595-6256. You are receiving this email as a courtesy from U.S. Bank. Please know that you can modify your preferences or be removed from our mailing list at any time: http://www.usbank.com/email View the U.S. Bank Privacy Policy: http://www.usbank.com/privacy Our Web site address is: http://www.usbank.com U.S. Bank Member FDIC, Equal Housing Lender U.S. Bank EP-MN-BB1R 2751 Shepard Road St. Paul, MN 55116