USBank Money Wise

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	*Debt-Free Living — It's Not* the Impossible Dream Did you know that U.S. Americans now carry a total debt load (excluding mortgage debt) of almost $2 trillion — that's trillion with a "T" — or $18,700 for every family in America? It's a staggering amount to be sure, but there is hope for those who feel buried in debt. More >> A Penny Saved: Painless Tips for Revving Up Your Savings** "No pain, no gain." While it may be an appropriate thought at the gym, "pain" does not have to apply to saving money. So how much should you save? We've got some great tips to help you find the plan that best suits your individual needs. More >> Check Images: A Success Story The results are in — our customers love check images! Last month, we told you about U.S. Bank Check Images, a new Internet Banking service that allows us to capture, archive and deliver electronic images of checks and deposit slips in various formats. We thought you might enjoy reading some of the feedback we received. More >>


	How to Determine if Your Debt is Out of Control There are plenty of warning signs that debt may be getting out of control. For example, do you: Pay only monthly minimums or miss payments on charge accounts? Consolidate debts by borrowing from a high-interest lender? Depend on overtime or moonlighting to cover monthly bills? Find it impossible to save money, or constantly withdraw money from your savings to cover bills? Borrow from friends and relatives to cover basic expenses? If you answered "yes" to one or more of these, maybe it's time to take control. We can help. Calculate how you can pay off your debt.

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