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Welcome to the inaugural edition of TM Forum, a consultative eNewsletter for corporate treasury managers that offers timely information about industry trends and challenges, as well as U.S. Bank solutions. TM Forum is being sent to you as a courtesy of your U.S. Bank Treasury Management Sales Consultant. Forward this message to a colleague.

Rise of Electronic Payments Leads to Check 'Electronification'
Check 'electronification,' which encompasses industry developments such as ACH check conversion and the new Check 21 law, is making payment processing faster, safer and far more efficient. Read the full story.

Check 21 to Start Paving the Way for Image Exchange
Initially, the Check Clearing for the 21st Century Act (Check 21) will result in minor changes for corporate treasury managers. In coming years, however, this federal law is expected to usher in a check processing revolution. Learn more about what to expect after the law is enacted on October 28.

Look Who's Helping Design Our New Web Portal!
Believe it or not, it's customers like you. The release of
U.S. Bank SinglePointSM, which will offer online access to a range of treasury management services through a single portal, is planned for next year. But to make sure that the release hits the mark, many of our customers are participating today in our user-centered design process. Read this story to discover how customers can participate.

Welcome to TM Forum!
For each edition of TM Forum, we will post important upcoming dates and events on our bulletin board. Don't forget to give it a glance.

Association for Financial Professionals (AFP) National Conference
November 7 - 10, 2004
San Diego, CA
Visit us* at Booth #509.

Find a U.S. Bank Treasury Management Sales Consultant in Your Area

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