 |
 |
 |
 |
Staying in Control of Your Debt
When you look at the credit extended to the average
consumer, you can easily see how debt can accumulate.
In fact, the typical consumer has seven credit card
accounts (department store charge cards, gas cards,
bank cards, etc.) and access to $12,190 in credit.
Nearly 30% of us take full advantage of it, carrying
more than $10,000 of non-mortgage-related debt. Add
in situations beyond our control (divorce, layoffs
and health problems), and you can quickly see how
easy it is to get in lost in debt. But there are
plenty of warning signs to help you keep in check.
Learn more.
Dealing with the High Costs of Higher Education
When Ben Franklin famously noted that death and taxes
are the only things certain in life, he forgot one
more certainty: college costs. They shocked and
terrified your parents and will probably shock and
terrify you when it's your time to send junior off to
school. College costs have historically increased at
about twice the rate of inflation, running roughly 5
to 6% in recent years. So how can you prepare
yourself?
Follow the plan that works best for you.
Options, Options Everywhere - But Which Card is Right for You?
Now it's easier than ever to access your money and
make purchases with a wide array of card products.
And with the recent increase of check fraud, moving
to plastic makes purchasing safer and more secure.
Since each card has its own distinctive features
and benefits, it's important to know the difference.
With the different kinds of cards available, there
are a few things you should watch out for when using
each.
Get details.
|
|
|
 |
 |
Keep Your Credit Clean
With a good credit rating, the sky is essentially the
limit. But building a solid credit history takes time,
patience and commitment. So how can it be done? It's
not as hard as you think.
- Create a budget and keep records of all that you spend
- Consolidate your credit cards
- Pay your bills on time
Learn more.
Updated: Online Security Tips
In an ongoing effort to keep you up to date on the
best ways to protect yourself online, we've added
more valuable tips to ensure your safety.
Check it out today.
Give Your Home a Facelift
Making home improvements is a two-fold win-win: your
surroundings are refreshed and the value of your home
increases. Need ideas? Here are some of the most
profitable updates to consider:
- Brighten up dark or dated kitchens
- Remodel the bathroom
- Add a second bathroom
Get more great ideas.
|
 |
|
 |
To ensure that you continue to receive email from us, please add us
to your Address Book (1800USBanks@usbank-email.com). Thank you.
At U.S. Bank, protecting your privacy is our priority. For your
safety, we will never request your Personal ID, Password or
PIN via email and recommend that you do not share this information
with anyone, ever. Sharing this information gives the recipient full
access to your account. If you receive an email like this, please forward
it to fraud_help@usbank.com or call
our Fraud Liaison Center toll-free at 1-877-595-6256.
You are receiving this email as a courtesy from U.S. Bank. Please
know that you can modify your preferences or be removed from our mailing
list at any time.
View the U.S. Bank Privacy Policy. Our Web site address is usbank.com
U.S. Bank Member FDIC, Equal Housing Lender
U.S. Bank
EP-MN-BB1R
2751 Shepard Road
St. Paul, MN 55116
|
| |
|
| |
|
|