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A "Paperless Banking" World: It's Not Here Yet - But It's Getting Closer Between 10 and 20 years ago, many were predicting that by the dawn of the 21st century, we would be living in a "cashless society," where electronic forms of money would replace all paper currency and coins. While those predictions have obviously not come to pass, it's clear that paperless currency and banking are making headway. Credit cards, of course, have been around for more than 50 years, but debit cards have become entrenched as a popular payment choice over the past 10 years or so. And direct deposit has become the preferred payroll option for most employees. More than 80% of companies with at least 100 employees now offer payroll direct deposit. Learn more. Active vs. Passive Management: Which Investing Style Matches Your "Taste"? When you go to a restaurant, do you like the challenge of finding the best dish? Or do you sample a bit of everything on the menu? When met with the abundance of mutual funds, you usually face a similar choice. You can pick the actively managed fund that is a top performer, or select a passively managed fund that invests in all of the main selections on the financial menu. Active versus passive management is one of the main things that determines whether you like the way a mutual fund "tastes." Find out which type of mutual fund management is right for you. Deposit Basics: Which Account Is Right For You? Free checking. Money market checking. Interest plus savings. There are many accounts out there just begging for your money. And finding the right one can be a puzzle. But make no mistake: It's worth the effort. Deposit accounts -- such as a solid checking account and a money market and/or savings account -- are the cornerstone of your financial life. The right account can help you manage your finances more effectively, so let's take a look at the pros and cons of each type of deposit account. Get the whole story. Check 21 Legislation On October 28, 2004, the Check Clearing for the 21st Century Act, also known as Check 21, goes into effect nationwide. It will improve banking in the United States, making check processing faster and more consistent, as well as open the door for banks to innovate, become more efficient and add value for customers. Get details. |
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Now U.S. Bank Internet Banking Does Even More For You! U.S. Bank Internet Banking - the best way to bank online - just got better! To make managing your finances more convenient, we've added these valuable new features and tools:
Reduce Clutter, Save Time, Stay Safe Tired of sifting through piles of mail each month? U.S. Bank can help reduce your mailbox clutter, save you time and reduce the risk of identity theft with these valuable free services: |
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