U.S. Bank - Money Wise
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How to Protect Yourself from Identity Theft

Identity theft has quickly become one of the
most prevalent crimes of the 21st century. An
estimated 7 million people were victims of
identity theft in 2002, reports the Identity
Theft Resource Center. Identity theft is defined
as "a crime in which an imposter obtains key
pieces of personal information -- such as Social
Security and driver's license numbers -- to
obtain credit, merchandise and services in the
name of the victim." So what can you do to
protect yourself from becoming a victim of
identity theft? We can help -- get the full
story.

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Saving for Retirement: It's Never Too Early
to Start

"Good things come to those who wait." It's a
nice sentiment but a bad idea when saving for
retirement -- where another saying rings more
true: Time is money. Financial planning
professionals know that for most people, the
number one obstacle should be the easiest to
overcome: namely, just getting started!

Nothing makes the case better than simple math.
Let's say you invest $10,000 a year for
retirement and earn an 8% return each year. At
this rate, you would have more than $1.2 million
after 30 years. Impressive, huh? Learn more
about the importance of saving early and how IRAs
can help you achieve your retirement goals.

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Tools for Tax Time: Resources to Make Filing
Easier This Year

It's almost that time of year again: tax time. But
don't click and run just yet. We know you have some
legitimate reasons for putting off your annual tax
preparation work. Maybe you've got an appointment
to set your hair on fire. Or you're on the way to
sit in front of a chalkboard to hear some nail
screeching. Sure, there are plenty of things you'd
rather be doing than your taxes. But this year,
things really can be different. There are plenty
of online and electronic resources that can help
save you from the annual kitchen-to-Kinko's-to-
post-office-at-midnight-on-April-15th obstacle
course. Get details.

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QUICK TIPS FROM US

* A Reminder About Email Security
Never provide sensitive information via email
(Social Security Number, Personal ID, Password,
PIN or account number). U.S. Bank will never ask
for this type of information via email. If you
are suspicious of an email, please contact
fraud_help@usbank.com.

* Coming Soon
Free U.S. Bank Internet Bill Pay will be even
easier to use because we're simplifying the
enrollment process to save you even more time.
Stay tuned!

* Attention High School Seniors
Only a few short weeks left to apply online for
a chance to win a $1,000 scholarship in the U.S.
Bank Internet Scholarship Program. It's
exclusively for high school seniors graduating in
the 2003-2004 school year. Winners are selected
at random and posted on our Web site in the
spring. So hurry and enter by February 29th, 2004
for a chance to win.

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Unsubscribe | Privacy Policy

Please Note: At U.S. Bank, protecting your privacy is
our priority. To ensure your safety and protection, we
will never request your Personal ID, PIN or Password via
an email and strongly suggest that you do not share this
information with anyone, under any circumstances. Sharing
your Personal ID and Password will provide the recipient
with full access to your account. If you should receive
an email requesting this information, please call U.S. Bank
Customer Service immediately at 1-800-USBANKS.

You are receiving this email because you have requested
this information. To unsubscribe from this newsletter, or
to modify your U.S. Bank email preferences, click here.
View the U.S. Bank Privacy Policy.

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BC MN H22N
800 Nicollet Mall, Suite 1500
Minneapolis, MN 55402-7014