U.S. BANK SMALL BUSINESS NEWSLETTER ___________________________________________________________ January 2004 >> Great News! << Checking that Pays(R) is now available for business check card customers. Business Checking That Pays features two reward options: Cash Bonus and Visa Extras. The U.S. Bank Cash Bonus Business Check Card offers 1/4% cash back on all your business check card purchases (non-PIN). The U.S. Bank Business Check Card with Visa Extras allows you to accumulate points which you can redeem for gifts and/or merchandise. Earn one point for every dollar spent up to $4,000 and two points for every dollar spent over $4,000. Rewards can be redeemed for as little as 2,000 points. Get details at www.usbank.com/reward. >> A New Employee Benefit, at No Cost to You << Was there ever a time you could offer your employees a new company benefit that didn't cost you a thing? With Workplace Banking from U.S. Bank, your employees receive a valuable addition to their benefits package...and you won't have to pay a dime! It's a complete package of discounts and services designed exclusively for your employees that use Direct Deposit. Your employees are eligible for all these perks simply by having their paycheck deposited directly into their U.S. Bank Workplace Checking Account. Learn more at www.usbank.com/workplace. >> Keep Customers Coming Back << Lois Geller, the founder of Mason & Geller Direct Marketing, says customer relationship management, or CRM as its known in the industry, can be one of the most effective ways to increase sales to existing customers and improve profits. CRM is about the simple process of keeping track of information about your customers so you can use it to keep them coming back. And for small businesses, it may be the easiest way to distinguish yourself from bigger firms. To get the whole story, visit www.usbank.com/crm. ----------------------------------------------------------- >> Business Tips << > Save time by paying your state and federal taxes electronically. U.S. Bank can help with EasyTax an easy-to-use, convenient, secure and EFTPS (Electronic Federal Tax Payment System) compliant online tool. To find out how, go to www.usbank.com/eztax. > Spend more time taking advantage of business opportunities by outsourcing your payroll to ADP. ADP ensures that your payroll, tax filing and direct deposits are processed accurately and on time. To learn more, visit www.usbank.com/adp. > Let U.S. Bank and TurboTax for the Web(sm) help you prepare your 2003 taxes -- quickly, easily and conveniently. U.S. Bank has partnered with Turbo Tax(R) for the Web(sm) to help you save time and money this tax season. For complete details and tax information, visit our partners at TurboTax(R) Tax Center today at www.usbank.com/taxcenter. *U.S. Bank does not offer tax advice. Consult your tax professional for tax advice. ----------------------------------------------------------- >> Special Business Discounts << As a U.S. Bank Visa Business Cardmember, you are automatically part of Visa Partner Advantage. Use your U.S. Bank Visa Business Card to take advantage of special discounts listed on the Partner Advantage Web site. The money-saving discounts change regularly, so be sure to visit this page often! Check it out today at http://www.usbank.com/partner. ___________________________________________________________ Unsubscribe: www.usbank.com/unsubscribe Privacy Policy: www.usbank.com/privacy Please Note: At U.S. Bank, protecting your privacy is our priority. To ensure your safety and protection, we will never request your Personal ID, PIN or Password via an email and strongly suggest that you do not share this information with anyone, under any circumstances. Sharing your Personal ID and Password will provide the recipient with full access to your account. If you should receive an email requesting this information, please call U.S. Bank Customer Service immediately at 1-800-USBANKS. You are receiving this email because you have requested this information. To unsubscribe from this newsletter or to modify your U.S. Bank email preferences, visit: www.usbank.com/unsubscribe U.S. Bank Member FDIC, Equal Housing Lender U.S. Bank BC MN H22N 800 Nicollet Mall, Suite 1500 Minneapolis, MN 55402-7014