As a valued U.S. Bank customer, you deserve more.

In fact, we think you should be able to pay bills
without even writing a check if you want to, and it
shouldn't cost you a dime. Now, along with all our
other great checking benefits, you can start using
U.S. Bank Internet Bill Pay*... free, of course. That's
why beginning January 2004, all existing consumer
Internet Bill Pay customers will no longer see monthly
charges, no matter how many bills you pay with this fast,
easy and convenient service each month. Learn more.

Sincerely,
The usbank.com Team


*Free for existing and new consumer and sole proprietor
accounts only.

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BC MN H22N
800 Nicollet Mall, Suite 1500
Minneapolis, MN 55402-7014