AS A VALUED U.S. BANK CUSTOMER, YOU DESERVE MORE.

In fact, we think you should be able to pay bills 
without even writing a check if you want to, and it 
shouldn't cost you a dime. Now, along with all our 
other great checking benefits, you can start using 
U.S. Bank Internet Bill Pay* ... free, of course. That's 
why beginning January 2004, all existing consumer 
Internet Bill Pay customers will no longer see monthly 
charges, no matter how many bills you pay with this fast, 
easy and convenient service each month. 

To learn more, visit:
http://www.usbank.com/savetime

Sincerely,
The usbank.com Team


*Free for existing and new consumer and sole proprietor 
accounts only.

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U.S. Bank Member FDIC, Equal Housing Lender

U.S. Bank
BC MN H22N
800 Nicollet Mall, Suite 1500
Minneapolis, MN 55402-7014