HAPPY NEW YEAR!
All of us at U.S. Bank want to extend sincere wishes
of health, happiness and prosperity to you and your
family in 2004.

Over the next year, we'll be introducing a variety of
new products, services and enhancements to make
your experience with us even better. We're committed
to your satisfaction, and we're excited for what the
future holds!

Thank you for your interest.

Sincerely,
U.S. Bank
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U.S. Bank Member FDIC, Equal Housing Lender

U.S. Bank
BC MN H22N
800 Nicollet Mall, Suite 1500
Minneapolis, MN 55402-7014