HAPPY NEW YEAR!
U.S. Bank want to extend sincere wishes of health,
happiness and prosperity to you and your family in 2004.

Over the next year, we'll be introducing a variety of 
new products, services and enhancements to make your 
experience with us even better. We're committed to 
your satisfaction, and we're excited for what the future holds!

Thank you for your interest.

Sincerely,
U.S. Bank
http://www.usbank.com
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U.S. Bank Member FDIC, Equal Housing Lender

U.S. Bank
BC MN H22N
800 Nicollet Mall, Suite 1500
Minneapolis, MN 55402-7014