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All of us at U.S. Bank want to extend our thanks and appreciation for your business in 2003. Your support and loyalty has enabled us to become the most convenient bank in America, and we are truly grateful that you’ve chosen us to help you achieve your financial goals.

Throughout 2004, we’ll be introducing a variety of new products, services and enhancements to make your experience with us the very best. We’re committed to your satisfaction, and we’re excited for what the future holds!

May you and your family enjoy a New Year that’s filled with health, happiness and prosperity.

Sincerely,
U.S. Bank

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U.S. Bank
BC MN H22N
800 Nicollet Mall, Suite 1500
Minneapolis, MN 55402-7014