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* The `PUint`% introductory APR applies to balance transfers made within 30 days of account opening and is valid for
the first `BTterm` billing cycles. The introductory rate does not apply to purchases and cash advances. Thereafter, the APR may
vary and as of `inMktDate`, the undiscounted variable APR for Balance Transfers is `PUapr``pqNote`.
The variable APR for purchases is `PUapr``pqNote`.
The variable APR for Cash Advances is `CAapr``CAnote`. Cash Advance fee: 4% of each advance amount, $10 minimum.
Convenience Check fee: 3% of each check amount, $5
minimum. Cash Equivalent fee: 4% of each cash amount, $20 minimum. Balance Transfer fee: 3% of each transfer amount, $5 minimum.
There is a $2 minimum interest charge where interest is due. The annual fee is $0.
Foreign Transaction fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S.
Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency.
We apply your minimum payment to balances with lower APRs first, including promotional
APRs. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances. We may
change APRs, fees, and other Account terms in the future based on your experience with Elan Financial Services and
its affiliates as provided under the Cardmember Agreement and applicable law.
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* The `PUint`% introductory APR applies to purchases and is valid for the first `PUterm` billing cycles.
The `PUint`% introductory APR applies to balance transfers made within 30 days of account opening and is valid for
the first `BTterm` billing cycles. The introductory rate does not apply to cash advances. Thereafter, the APR may
vary and as of `inMktDate`, the undiscounted variable APR for Purchases and Balance Transfers is `PUapr``pqNote`. The
variable APR for Cash Advances is `CAapr``CAnote`. Cash Advance fee: `caf`. Convenience Check fee: 3% of each check amount, $5
minimum. Cash Equivalent fee: `cef`. Balance Transfer fee: 3% of each transfer amount, $5 minimum.
There is a $2 minimum interest charge where interest is due. The annual fee is $0.
Foreign Transaction fee: `ftf`. We apply your minimum payment to balances with lower APRs first, including promotional
APRs. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances. We may
change APRs, fees, and other Account terms in the future based on your experience with Elan Financial Services and
its affiliates as provided under the Cardmember Agreement and applicable law.
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Potential for Product Substitution:
`subText`
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* The `PUint`% introductory APR applies to purchases and is valid for the first `PUterm` billing cycles.
The `PUint`% introductory APR applies to balance transfers made within 30 days of account opening and is valid for
the first `BTterm` billing cycles. The introductory rate does not apply to cash advances. Thereafter, the APR may
vary and as of `inMktDate`, the undiscounted variable APR for Purchases and Balance Transfers is
`PUapr``pqNote`. The variable APR for Cash Advances is `CAapr``CAnote`. Cash Advance fee: `caf`.
Convenience Check fee: 3% of each check amount, $5 minimum. Cash Equivalent fee: `cef`. Balance Transfer fee: 3% of
each transfer amount, $5 minimum. There is a $2 minimum interest charge where interest is due.
The annual fee is $0. Foreign Transaction fee: `ftf`. We apply your minimum payment
to balances with lower APRs first, including promotional APRs. Amounts paid over the minimum payment will be applied
in the order of highest to lowest APR balances. We may change APRs, fees, and other Account terms in the future
based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement
and applicable law.
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Subject to credit approval. To apply for this offer you must be 18 years of age or older. This offer is
non-transferable. Balance transfer transactions from other Elan Financial Services Accounts are not permitted.
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Need help with your application, call us at `phoneNum`
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Elan Financial Services Privacy Pledge
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1 Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholders must notify
Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
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1 Free credit score access, Alerts and Score Simulator through TransUnion’s CreditView™ Dashboard
are available to Elan Online Access customers only. Alerts require a TransUnion database match. It is possible that
some enrolled members may not qualify for the Alert functionality. Free credit score access is not available in the
Mobile App. The free VantageScore® credit score from TransUnion® is for educational purposes only and not
used by Elan Financial Services to make credit decisions.
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2 Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholders must notify
Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
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Subject to credit approval. To apply for this offer you must be 18 years of age or older. This offer is
non-transferable. Balance transfer transactions from other Elan Financial Services Accounts are not permitted.
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Elan Financial Services Privacy Pledge
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Account must be open and in good standing to earn and redeem rewards and benefits. You may not redeem Rewards, and you will immediately lose all of your Rewards, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death). Upon approval, please refer to your Cardmember Agreement for additional information.
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1 `getAmt` Cash Back – After your first credit card eligible net purchase, you’ll earn `pointAmt`
bonus points that can be redeemed as a `getAmt` cash deposit to your `mktgName` checking or savings Account or
as a statement credit to your credit card account. Bonus Points will be applied 6 to 8 weeks after first
purchase and are not awarded for balance transfers or cash advances. Your account must remain open, have
available credit and be current (no minimum payment past due) to qualify.
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1 In the first 365 days after account opening, Cardmembers will earn an additional
1.5 points for a total of 3 points per eligible net $1 spent, up to 60,000 points. After
that, cardmember will earn 1.5 points per eligible net $1 spent. Bonus Points will be
paid out monthly and can be redeemed as a cash deposit to your `mktgName` checking or
savings Account or as a statement credit to your Card account. Points are earned on
eligible net purchases. Net purchases are purchases minus credits and returns. Not all
transactions are eligible to earn rewards, such as Advances, Balance Transfers, and
Convenience Checks. Refer to Cardmember Agreement for additional information. Your account must remain open, have available credit and be current
(no minimum payment past due) to qualify.
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1 `getAmt` Cash Back – Spend `spendAmt` in eligible net purchases within the first `duration` days of account
opening and earn `pointAmt` Bonus Points that can be redeemed as a `getAmt` cash deposit to your `mktgName`
checking or savings Account or as a statement credit to your credit card Account. Bonus Points will be credited
to your account 6 to 8 weeks after you reach the `spendAmt` spend. Your account must remain open, have available credit and be current (no minimum payment past due) to qualify.
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2 Rewards Points can be redeemed as a cash deposit to your `mktgName` checking or savings account or
as a statement credit to your Card account. Points are earned on eligible net purchases. Net
purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards,
such as Advances, Balance Transfers, and Convenience Checks. Upon approval, please refer to your Cardmember
Agreement for additional information.
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PRESCREEN AND OPT OUT NOTICE: This “prescreened”
offer of credit is based on information from your credit report indicating that you meet certain criteria.
This offer is not guaranteed if you do not meet our criteria. If you do not want to receive prescreened
offers of credit from this or other companies, contact TransUnion Name Removal Option, P.O. Box 505,
Woodlyn, PA 19094-0505; Equifax Options, P.O. Box 740123, Atlanta, GA 30374-0123; Experian Credit
Marketing, P.O. Box 919, Allen, TX 75013-0919 or call toll free 1-888-567-8688.
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The creditor and issuer of `theThese` Visa `cardBrand` is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.
©`copyYear` Elan Financial Services. All rights reserved.
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This marketing message was sent by:
Associated Bank | 433 Main Street | Green Bay, WI 54301
24/7/365 Customer Care Center: 800-236-8866
Associated Bank, N.A. Member FDIC. (11/20) P02002
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View Associated Bank's privacy policy |
Associated Bank's Security Center
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