*Notice Regarding pre-approved*Status
In responding to this offer, you are requesting a David's Bridal credit card from Household Bank (SB), N.A. (hereinafter "Household Bank", "we", "our", or "us").
You agree that Household Bank or our affiliates may check credit information on you from whatever source we choose, including obtaining a current credit bureau on you in connection with our review of your Acceptance Certificate. You further understand that by signing
this Acceptance Certificate, you agree that purchases on your Account will be subject to the terms and conditions in the Cardholder Agreement (which provides an arbitration provision). You acknowledge that you have read and received a copy of the Cardholder Agreement and Disclosure before making any
purchases under this account. You must be at least the age of majority to be eligible and the issuance of a credit card is subject to verification of all information you have supplied. Your current mailing address must match the address printed on the Acceptance Certificate. Two forms of ID are required to process your application. The first form of ID must be a driver's license, State ID
or active Military ID. The second form of ID must be a major credit card or US Passport. You received this offer because you satisfied our criteria of creditworthiness. If you accept this offer, we may refuse to extend credit if you no longer meet these criteria or applicable criteria bearing on your creditworthiness. This offer is void if you currently have a David's Bridal credit card. You must respond by the expiration date set forth on the Acceptance Certificate. Any response or pre-approved*Acceptance Certificate received after the expiration date will be processed as a non-preapproved application.
Information contained in your credit report obtained from a credit reporting agency was used in connection with selecting you for this offer. You have the right to prohibit information contained in your file maintained by the credit reporting agencies from being used in a credit or insurance transaction not initiated by you by calling toll free 1-888-567-8688 or writing such agencies at Trans Union, LLC's Name Removal Option, P.O. Box 97328, Jackson, MS 39288-7328; Options, Equifax, Inc., P.O. Box 740123, Atlanta GA 30374-0123; and Experian Marketing, P.O. Box 919, Allen TX 75013-0919.
NOTICE FOR CALIFORNIA RESIDENTS: California law requires that we inform customers that should they fail to fulfill the terms of their credit obligation, a negative report reflecting on their credit record may be submitted to a credit reporting agency. If you are married, you may apply for credit in your own name.
NOTICE FOR NEW YORK RESIDENTS: A consumer credit report may be requested in connection with this application or in connection with updates, renewals or extensions of any credit granted as a result of this application. Upon your request, you will be informed whether or not such a report was requested and, if so, the name and address of the agency that furnished the report. New York residents may contact the New York state banking department to obtain a comparative listing of credit card rates, fees and grace periods. New York State Banking Department: 1-800-522-3330.
NOTICE FOR OHIO RESIDENTS: The Ohio Laws against discrimination require that all creditors make credit equally available to all creditworthy customers and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law.
NOTICE FOR VERMONT RESIDENTS: Offer not valid in Vermont
NOTICE FOR MARRIED WISCONSIN RESIDENTS: No provision of a marital property agreement (including a Statutory Terminable Marital Property Classification Agreement under Sec. 766.588 Wis. Stats., or a Statutory Terminable Individual Property Classification Agreement under 766.70) adversely affects the interest of the creditor unless the creditor, prior to the time the credit is granted, is furnished a copy of the agreement, statement or decree or has actual knowledge of the adverse provision when the obligation to the creditor is incurred.
Except as limited by applicable law, you agree that we may share
information we receive about your creditworthiness ("Credit
Information") and/or information relating to our transactions and
experiences with you ("Experience Information") with persons related to
us by common ownership or affiliated with us by corporate control
("Affiliates"), and our Affiliates may use this information to determine
if you qualify for additional offers of credit. You may prohibit the
sharing of Credit Information with our Affiliates by writing to us at
Household, P.O. Box 280, Wood Dale IL 60191-0280 and including the name,
address, social security number, signature, and account number (if
applicable) for each person making the election. Your request will not
apply to the sharing of Experience Information.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
This offer is non-transferable. Only the individual named on this form is authorized to sign this certificate. This certificate must be complete to be processed.
The David's Bridal credit card is issued by Household Bank (SB), N.A.
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