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American Express
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We'd like to share details about the American Express card benefits and options available to you. We hope you'll find a Card that fits your needs, so you can begin receiving the cash back or points you deserve.
The Amex EveryDaySM Credit Card
Swipe your way to more rewards
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Get 10,000 Membership Rewards® points after you make $1,000 in purchases with your Card within the first three months.1
Make 20 or more purchases with your Card in a billing period and get 20% extra points on those purchases less returns and credits. Terms and limitations apply.2
With the Membership Rewards® program, use points for rewards from more than 500 leading brands in travel, gift cards, merchandise, or entertainment.
Enjoy a 0% introductory APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%.3 Rates & Fees
The Blue Cash Everyday® Card
Get cash back with
no annual fee
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Get $100 back in the form of a statement credit after you spend $1,000 on purchases on your new Card in your first three months.4
Enjoy a 0% introductory APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%.5 Rates & Fees
Watch your Cash Back add up: 3% at U.S. supermarkets up to $6,000 per year in purchases (then 1%); 2% at U.S. gas stations and select U.S. department stores; 1% on other purchases. Terms and limitations apply. Cash back is received in the form of Reward Dollars, redeemed as statement credit.6
The American Express® Green Card
An easy way to earn rewards points
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Earn 1X Membership Rewards® points7 for every eligible dollar you spend and 2X Membership Rewards® points when you book on amextravel.com.8
Enjoy a $0 introductory annual fee for the first year of Card Membership, then $95.9 Rates & Fees
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Terms and Conditions

1. If we identify you as currently having an American Express® Card account, you may not be eligible for this welcome bonus offer. This offer is also not available to applicants who have or have had this product. To qualify for the 10,000 Membership Rewards® points, you must make purchases with your Amex EveryDaySM Credit Card that total $1,000 or more within your first 3 months of Card Membership starting from the date your account is approved. Qualifying purchases can be made by the Basic Card Member and any Additional Card Members on a single Card Account. Purchases to meet the spend requirement do NOT include fees or interest charges, balance transfers, cash advances, purchases of traveler's checks, purchases or reloading of prepaid cards, or purchases of any cash equivalents. Additional Card Members on your account are not eligible for this offer. To receive the 10,000 Membership Rewards® points, your Card account must be active, in good standing, and not in default at the time the points are credited to your Card account. Limit one offer per Card Account. You can earn 10,000 Membership Rewards® points after you spend $1,000 or more in qualifying purchases on your Card within your first 3 months of Card Membership starting from the date your account is approved. In rare instances, your period to spend $1,000 may be shorter than 3 months if there is a delay in receiving your Card. Also, purchases may fall outside of the 3 month period in some cases, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction. (For example, if you buy goods online, the purchase date may be the date the goods are shipped). The points will be credited to your Membership Rewards account 6–8 weeks after the purchase threshold is met. For questions regarding your Card account, please call the number on the back of your Card. American Express reserves the right to modify or revoke offer at any time.

2. How the Benefit Works: If you make 20 or more separate purchases of goods or services in a billing period with your Amex EveryDaySM Credit Card ("Card"), you earn 20% extra Membership Rewards points on those purchases less returns and credits with a date in that billing period. A transaction where you buy multiple items counts as one purchase. Purchases do not include fees or interest charges, balance transfers, cash advances, purchases of travelers checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents. This benefit will not apply to any limited-time promotions and offers (such as a Welcome Bonus). Impact of Returns and Credits: Returns and credits do not reduce your purchase count. Returns and credits will reduce the number of Membership Rewards points and extra Membership Rewards points earned. Example: Suppose in a billing period you make 20 purchases totaling $500 and you return a $200 item that you purchased in the same or a prior billing period. The return does not reduce your purchase count, but it does reduce the Membership Rewards points on those purchases from 500 to 300. So, in this example, you would earn 20% extra on those 300 points. When Purchases Count: To count purchases for this benefit, we use the date of the purchase. For example, if you make a purchase on the last day in your January billing period, it might not post to your account until your February billing period. If this happens, the purchase still counts toward your January billing period. In rare instances, a purchase may not post to your account for several billing periods. For example, extreme weather or other business disruptions may delay a merchant in submitting transactions to us. If a purchase posts to your account more than four billing periods after the purchase date, we count it for the billing period in which it posts, and not the purchase date. Some merchants combine separate charges into a single transaction before submitting it to us. When this happens, the combined transaction will count as a single purchase for purposes of counting toward 20 separate purchases. For example, if you charge three items to your Card at the same online merchant at three separate times over one or more days, the merchant may combine those three charges and submit them as a single transaction. In that case, that combined transaction will count as one purchase. Transaction Dates: A date of a purchase, return, or credit may sometimes be different from the date you made the transaction. For example, if you buy goods online, the purchase date may be the date the goods are shipped. Also, if you use your Card while traveling (on a hotel, car rental, or while on a cruise), the purchase date may be the date you complete that travel. General Terms: You will typically receive the 20% extra Membership Rewards points six to eight weeks after the billing period in which they were earned. Terms and Conditions for the Membership Rewards® program apply. Visit membershiprewards.com/terms or call 1-800-AXP-EARN (297-3276) for more information. Participating partners and available rewards are subject to change without notice.

3. After the introductory period expires, your APR on purchases and balance transfers will be a variable rate, currently 12.99%-21.99% based on your creditworthiness and other factors as determined at the time of account opening. These APRs will vary with the market based on the Prime Rate.

4. If we identify you as currently having an American Express® Card account, you may not be eligible for this welcome bonus offer. This offer is also not available to applicants who have or have had this product. To qualify for the $100 statement credit, you must make purchases with your Blue Cash Everyday® Card from American Express that total $1,000 or more within your first 3 months of Card Membership starting from the date your account is approved. The statement credit will be applied 6-8 weeks after the spend threshold is met. Qualifying purchases can be made by the Basic Card Member and any Additional Card Members on a single Card Account. Purchases to meet the spend requirement do NOT include fees or interest charges, balance transfers, cash advances, purchases of traveler's checks, purchases or reloading of prepaid cards, or purchases of any cash equivalents. Additional Card Members on your account are not eligible for this offer. To receive the $100 statement credit, your Card account must be active, in good standing, and not in default at the time the statement credit is posted to your Card account. American Express reserves the right to modify or revoke offer at any time. You can earn $100 statement credit after you spend $1,000 or more in qualifying purchases on your Card within your first 3 months of Card Membership starting from the date your account is approved. In rare instances, your period to spend $1,000 may be shorter than 3 months if there is a delay in receiving your Card. Also, purchases may fall outside of the 3 month period in some cases, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction. (For example, if you buy goods online, the purchase date may be the date the goods are shipped). For questions regarding your Card account, please call the number on the back of your Card.

5. After the introductory period expires, your APR on purchases and balance transfers will be a variable rate, currently 12.99%-21.99% based on your creditworthiness and other factors as determined at the time of account opening. These APRs will vary with the market based on the Prime Rate.

6. Cash back is earned only on eligible purchases and is earned in the form of Blue Cash Reward Dollars (reward dollars). You can redeem reward dollars for statement credits in increments of 25 whenever your total available reward dollar balance is 25 or more. The number of reward dollars you earn is based on a percentage of the dollar amount of your eligible purchases during each billing period. From time to time we may at our option offer you other ways to redeem reward dollars, such as for gift cards or merchandise. The minimum redemption is 25 reward dollars.

Eligible Purchases means purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of travelers checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents. Additional terms and restrictions apply. An annual reward year is 12 billing periods in a row beginning with the one that includes January 1st; if your billing cycle changes, the length of your annual reward year will also change.

You will earn a reward of 3% on the first $6,000 of eligible purchases in an annual reward year at supermarkets located in the U.S. (superstores and warehouse clubs are not considered supermarkets); 2% on eligible purchases of gasoline at gas stations located in the U.S. (superstores, supermarkets and warehouse clubs that sell gasoline are not considered gas stations); 2% on eligible purchases at select department stores located in the U.S. (The current list of select major department stores at which you can earn a 2% reward is available at americanexpress.com/rewards-info); and 1% on all other eligible purchases.

Merchants are assigned codes based on what they primarily sell. A purchase will not earn a higher percentage reward if the merchant’s code is not eligible. Purchases made through a third-party payment account or on an online marketplace (with multiple retailers) will not earn a higher percentage reward. A purchase may not earn a higher percentage reward if the merchant submits the purchase using a mobile or wireless card reader or if you use a mobile or digital wallet.

7. Terms and Conditions for the Membership Rewards® program apply. Visit membershiprewards.com/terms or call 1-800-AXP-EARN (297-3276) for more information. Participating partners and available rewards are subject to change without notice.

8. Eligible purchases are travel purchases, excluding car reservations, non-prepaid hotels, and Fine Hotels & Resorts and The Hotel Collection bookings, booked through amextravel.com on your Membership Rewards program-enrolled American Express® Card. To earn double points on each dollar of eligible purchases, you must charge air, prepaid hotel, vacation packages (flight + hotel packages), American Express Vacations packages or cruise reservations through amextravel.com to your eligible, Membership Rewards program-enrolled American Express Card. Any portion of a charge that you elect to pay through redemption of Membership Rewards points is not eligible to earn points. Bonus ID A2EM (Air, Hotel, and vacation packages); Bonus ID 5432 (Cruise); Bonus ID 6955 (American Express Vacations Packages). Extra points will be credited to the Membership Rewards account 10-12 weeks after final payment is made. See membershiprewards.com/terms for the Membership Rewards program terms and conditions.

9. The American Express® Green Card will have a $0 introductory annual fee for the first year of Card Membership. Also, if you add an Additional Card to your account at the time of application, you will not be charged an annual fee during the first year of the Card account for such Additional Card and any other Additional Cards up to 5 in total. After the first year, the annual fee for the Basic Card will be $95 and the annual fee for the Additional Cards will be $30 for up to 5 Additional Cards. If you add an Additional Card to your account following your Basic Card application, you will be charged an annual fee of $30 for up to 5 Additional Cards. The annual fee for 6 or more Additional Cards is $30 for each Card.

American Express Travel Related Services Company, Inc. acts solely as sales agent for travel suppliers and is not responsible for the actions or inactions of such suppliers. We want you to be aware that certain suppliers pay us commissions and other incentives for reaching sales targets or other goals, and may also provide incentives to our travel counselors. For more information please visit www.americanexpress.com/travelterms California CST#1022318, Washington UBI#600-469-694, Iowa TA#002, Nevada NV#2001-0126.

American Express Customer Service Department
P.O. Box 297817 | Ft. Lauderdale, FL 33329-7817

© 2015 American Express Centurion Bank. All rights reserved.