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Medicare Plans
Supplemental, Dental & Vision Plans
Medicare Plans
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Comprehensive Health insurance coverage for all life stages

Medicare made simple. We are HealthSpire, a whole new way to comparing Medicare options over the phone. Our licensed insurance agents will take the time to assist you with reducing out-of-pocket costs. At HealthSpire, we have access to multiple insurance carriers, and will ask you a few preliminary questions to help you find Medicare options to discuss. We value your time. When you work with HealthSpire, your best interests are our top priority.

Medicare Advantage Plans

A Medicare Advantage plan, known as Part C or MA, is an alternative to Original Medicare (Part A and Part B). They cover all the services that Original Medicare (Part A + B) cover. Plus, they may offer the following extra services:

  • Low monthly plan premium
  • Prescription drug coverage (Part D)
  • Health Wellness programs like SilverSneakers®
  • Gym membership through SilverSneakers® program at no extra cost
  • Vision and hearing coverage
Find your plan today
(888) 828-1940, TTY 711
TeleAgent Tip
"With Medicare Advantage plans, you can limit your out-of-pocket liability. Some of these plans have a $0 or very low monthly premium."  – Matt Coffey, licensed TeleAgent

We proudly offer Aetna's Advantage Plan. Aetna serves an estimated 46.5 million people and 91 percent of their Medicare members are enrolled in plans rated 4.0 stars or higher.*
*(https://www.aetnamedicare.com/en/compare-plans-enroll/star-ratings.html)

Medicare Supplement Insurance Plans (Medigap)

underwritten by American Continental Insurance Company, an Aetna Company

A Medicare Supplement Insurance policy can help reduce out-of- pocket expenses. These plans help pay some costs that Original Medicare doesn’t cover. For example, copayments, coinsurance and deductibles.

These plans work alongside your Original Medicare coverage and have no restrictive networks. You can visit the physicians of your choice that accept Medicare patients. And you have freedom when choosing a health care provider, including specialists and specialty hospitals.

Some of the advantages of a Medicare Supplement Insurance (Medigap) plan include:

  • The freedom to choose your doctor when you travel in the US who accepts Medicare patients
  • No restrictive networks
  • Predictability when managing and budgeting your health care expenses
  • It’s a guaranteed renewable as long as you pay premiums on time

Find your plan today
(888) 828-1940, TTY 711

Medicare Supplement
Sample Plan F Benefits

TeleAgent Tip
"A Medicare Supplement plan may be a good option for you if you want one consistent payment for your health care expenses."  – Aaron Boles, licensed TeleAgent


Prescription Drug Plans

Medicare Prescription Drug Plans, also called Medicare Part D Plans, help subsidize the costs of your prescription drugs.

Some of our prescription drug plans may include:

  • $0 Co-pay for Tier 1 prescription drugs
  • $0 Annual deductible plan available
  • Coverage on thousands of commonly used generic and brand name drugs

Find your plan today
(888) 828-1940, TTY 711
TeleAgent Tip
"The Medicare Part D plan is a popular add-on. It's for those who have Original Medicare alone or with a Medicare Supplement plan because they don't include prescription drug coverage."  – Brianna Hicks, licensed TeleAgent

In addition to our comprehensive Medicare Advantage plans, Medicare Supplement insurance and Prescription drug plans, we also offer the following additional coverages.

Aetna Cancer and Heart Attack or Stroke insurance plans

Cancer is the second most common cause of death - 1 out of every 4 deaths. About 87 percent of all cancers are diagnosed in persons 50 or older.

Heart attack is the number one cause of death for both men and women in the United States. More than 920,000 Americans will have a heart attack this year; half will occur with no warning signs.

Stroke is the third leading cause of death in women, the fifth leading in men, and among the top 10 in children. Stroke reduces mobility in more than half of stroke survivors 65 and older.

With Aetna’s Cancer Heart Attack or Stroke insurance plan, you receive:

  • Lump sum payment $5k to $75k per insured at time of diagnosis
  • Freedom to choose how you spend the benefit
  • No additional premium for tobacco users
  • Family rates and Individual and Spouse rates are based off the youngest spouse
  • It’s guaranteed renewable as long as you pay premiums on time

Find your plan today
(888) 828-1940, TTY 711
 
TeleAgent Tip
"Did you know that 61percent of the medical costs of cancer are indirect, such as lost productivity and income?"  – Mallory Valdez, licensed TeleAgent

American Cancer Society, Cancer Facts & Figures 2017, www.cancer.org

Aetna Hospital Indemnity insurance plans

Indemnity means "protection or security against damage or loss." Hospital Indemnity insurance can help offset costs that are not covered by your other insurance plans.

These costs can include deductibles, co-pays and unexpected or additional expenses. Benefits are paid directly to you, or a medical provider that you designate, and are paid in addition to any other health care coverage.

Some of the advantages of Aetna’s Hospital Indemnity plans are:

  • One time per period care in $250 units, up to a maximum of $2500
  • Observation stay included
  • Daily nursing/assisted living facility up to $300/day maximum
  • Daily hospital coverage $300/day max with 20 days per period of care
  • It’s guaranteed renewable as long as you pay premiums on time

Find your plan today
(888) 828-1940, TTY 711
 
TeleAgent Tip
"This is another great option for additional coverage. I can work with you to help determine what type of coverage may be best for you based on your health goals."  – Ryan Walker, licensed TeleAgent

Aetna Dental, Vision & Hearing plans

Our portfolio of affordable plans for individuals and families offer no waiting periods for some services after the deductible is met. And low or no office co-pays if you visit an in-network provider.

Whether you need simple cleanings, or crowns and root canals, eyeglasses and hearing aids we can find the level of coverage that makes sense for you starting as low as $34 month.

With Aetna’s Dental, Hearing & Vision plans, you’ll get:

  • Benefits paid directly to you, or a provider that you designate
  • Benefits paid in addition to any other health care coverage you have
  • Guarantee acceptance- there are no health questions
  • It’s guaranteed renewable as long as you pay premiums on time

Find your plan today
(888) 828-1940, TTY 711
 
TeleAgent Tip
"If you have a Medicare Supplement insurance plan or Original Medicare you may not be covered for some dental, hearing and vision services. I'll help you find the right plan that will pair well with or without an existing Medicare insurance plan."  – Michael Baldridge, licensed TeleAgent
Supplemental, Dental & Vision Plans
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Additional Coverage

In addition to our comprehensive Medicare Advantage Plans, we also offer the following coverages.

Cancer and Heart Attack or Stroke Insurance Plans

Cancer is the second most common cause of death - 1 out of every 4 deaths. About 87 % of all cancers are diagnosed in persons 50 or older.*
*American Cancer Society, Cancer Facts & Figures 2017, (www.cancer.org)

Heart Attack is the number one cause of death for both men and women in the United States. More than 920,000 Americans will have a heart attack this year; half will occur with no warning signs.*
*The Heart Foundation, Heart Disease Facts 2015. (www.theheartfoundation.org)

Stroke is the third leading cause of death in women, the fifth leading in men, and among the top 10 in children. Stroke reduces mobility in more than half of stroke survivors 65 and older.*
*National Stroke Association, 2017 Facts, (www.stroke.org)

How would you and your family pay bills if diagnosed with these illnesses?

TeleAgent Tip
"Did you know that 61% of the medical costs of cancer are indirect, such as lost productivity and income?" 1
– Mallory Valdez, licensed TeleAgent

Hospital Indemnity Insurance Plans

Indemnity means "protection or security against damage or loss."

Hospital Indemnity insurance can offset costs that are not covered by your other insurance plans. These costs can include deductibles, co-pays and unexpected or additional expenses. Benefits are paid directly to you, or a medical provider that you designate, and are paid in addition to any other health care coverage.

TeleAgent Tip
"This is another great option for additional coverage. I can work with you to help determine what amount of coverage may be best for you based on your health care needs and financial goals."
– Ryan Walker, licensed TeleAgent

Dental & Vision Plans

Our portfolio of affordable plans for individuals and families offer no waiting periods for some services. And low or no office co-pays.

Whether you need simple cleanings, or crowns and root canals, we can find the level of coverage that makes sense for you.

TeleAgent Tip
"If you have a Medicare Supplement plan or Original Medicare you may not be covered for some dental and vision services. I'll help you find the right plan that will pair well with or without an existing Medicare plan."
– Michael Baldridge, licensed TeleAgent

View Medicare Plans >

Our Commitment to You

HealthSpire's Commitment to You

Understanding your Medicare options and selecting the plan that's right for you is a priority. Our team of Insurance Agents understand this process. They’re committed to informing you, simplifying the process and helping take some of the guesswork out of deciding.

Our broad selection of plans empowers our agents to:

  • Listen and understand your unique circumstances
  • Determine what's most important to you, and
  • Help you find a plan based on your individual needs

We also understand that your healthcare insurance needs don't end at enrollment. That's why we're here for you before and after enrollment. We want to ensure your questions are answered. Your health and personal goals are what drive us. When you work with HealthSpire, your best interests are our priority.


We promise to listen with respect and work diligently to find you the best health insurance solution.

Our team of qualified insurance agent, located in Franklin, TN.
Connect with a qualified licensed agent to find your Medicare plan today

Connect with a licensed insurance agent to find your Medicare insurance plan today


Our licensed insurance agents are available to assist with your plan selection!

8888281940, TTY: 711
M-F 7AM-8PM CST

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Frequently Asked Questions

At HealthSpire we're dedicated to simplifying Medicare and helping you feel good about your coverage selection. Below are some of the most common question our licensed insurance agents here every day. If you have other questions, or just want to learn more about your Medicare options, don't hesitate to give us a call (888) 828-1940, TTY:711

Q: Turning 65 soon?
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A: Happy Birthday! HealthSpire loves our Boomers who are turning 65 and now need to make those very important decisions regarding Medicare coverage. A, B, C, D or F and G? We know, it can be confusing, so give us a call and take a few minutes to let our licensed insurance agents help you become familiar with your local options, prices, and things to think about when deciding on your very first Medicare insurance plan. If you'd like to purchase a plan from us on the call, you'll need to have your Medicare card ready so we can enter your claim number. Also, some plans will require a credit/debit card, or check number.
Q: Already hava a Medicare plan, but eligible for a special enrollment period?
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A: When calling our licensed insurance agents, you will need to have your red, white and blue card ready to help identify options and eligibility. Don't have your card? That's okay, with a series of questions we'll be able to help you determine your options today.
Q: What should you expect during your first call or chat?
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A: When you first contact our team, we will immediately connect you with an insurance agent, who is licensed in your state to sell Medicare and other [senior] insurance solutions. Your insurance agent then becomes your personal Medicare agent, who can answer any questions, compare local plans, and prices.

Q: What is Original Medicare?
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A: Original Medicare is a Government program that helps cover your Hospital (Part A) and Medical (Part B) services and supplies. You can enroll in Original Medicare during the seven month period that begins three months prior to your 65th birthday, includes the month you turn 65, and ends three months after the month you turn 65.
Q: What is not covered in Original Medicare?
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A: You might not know, but Original Medicare has no annual out-of-pocket maximum. Plus, they don't cover your prescription drugs, and have no dental, vision, or hearing benefits. If you're enrolled in Original Medicare you should consider a Medicare Advantage plan or adding Supplemental insurance to give you more coverage and make sure you're protected.
Q: What can I do for coverage for services that Medicare doesn't cover like dental, vision, or hearing?
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A: We know that dental, vision, and hearing coverage is important for seniors. If you only have Original Medicare, you'll need to pay the full cost for dentures, hearing aids, glasses, and even routine check-ups and cleanings.

If you want coverage for these services, you have two primary options. First, you can purchase a standalone dental, vision, and hearing plan that works alongside your Original Medicare coverage. Second, you could switch from your Original Medicare plan to a Medicare Advantage plan that includes dental, vision, and hearing coverage.

But which one is right for you? In reality, that's a question that's best answered together with one of our licensed insurance agents. They understand the pro's and con's of each option, and can help you make the best decision for you actual situation. Call us at XXX-XXX-XXXX and we'll help you get the coverage that's right for you.

Our insurance agents can be reached by phone, chat and now through video conference. Simply schedule your no obligation consultation and we’ll email you a link to connect you to a live insurance agent.
Q: How do I choose between a Medicare Advantage plan or a Medigap (Medicare Supplement) plan?
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A: One of the most complicated, but also most important decisions you'll need to make is the choice between keeping Original Medicare and adding a Medigap and standalone prescription drug plan (Part D) or switching to a Medicare Advantage plan (Part C).

Unfortunately, there's not one easy answer as everyone's situation is different. There are many factors that can influence which is the right choice for you. Cost, coverage, prescription drugs, doctors and hospital choice, and ability to travel are just a few factors that might impact your decision.

Our licensed insurance agents, understand the differences and benefits of each product, and would enjoy the opportunity to discuss your options. Calling us at XXX-XXX-XXXX can save you hours of research and give you confidence in your coverage choices.
Q: What is a Medicare Advantage plan (Part C)?
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A: Medicare Advantage plans are offered from a private insurance company, like Aetna, Cigna, Coventry, United Healthcare and others, who are contracted by the Federal Government to provide Part A and Part B coverage. Many Medicare Advantage plans include prescription drug coverage, while some offer additional benefits like dental, vision, or hearing. One added benefit of a Medicare Advantage plan is that they have a yearly limit on out-of-pocket costs, unlike Original Medicare. Once you reach that limit, you'll pay nothing for covered services for the rest of the year.